Richard Reyna

Background

About Richard Reyna

With over 10 years of experience in commercial banking and relationship management, I am a dedicated professional adept at driving financial growth and managing complex portfolios. In my role as a Relationship Manager and Assistant Vice President at Cadence Bank in San Antonio, I oversaw a large portfolio encompassing over $150 million in commercial loans and $200 million in depository accounts. I excel in leveraging my expertise in risk analysis and underwriting to manage and approve loans up to $1 million, while presenting larger deals to our credit approval board. My role involves a blend of strategic sales initiatives, advanced financial analysis, and meticulous documentation, all aimed at optimizing client relationships and delivering tailored financial solutions. Collaborating closely with internal and external teams, including attorneys and other commercial lenders, I ensure precise loan structuring, compliance, and continued client satisfaction. My deep knowledge of ancillary banking products—ranging from Wealth Management and Trusts to Merchant Services and Small Business Loans—enables me to offer a comprehensive banking experience and identify new business opportunities. I am focused on building strong, lasting relationships and thriving in a dynamic environment where I can solve complex financial challenges and drive business growth. Outside of my professional role, I am committed to personal development and staying current with industry trends to continuously deliver value and excellence in my work.