Richard Umphrey

Background

About Richard Umphrey

During my 30-plus year career, I've seen my role evolve from being a financial advisor to include that of "life advisor" for affluent clients – many who've been with me for decades. Today, Umphrey & Associates offers much more than tailored portfolio management. We help clients examine their life priorities for their family, health, home, leisure, work, and giving. We also create a customized roadmap for each client that may include retirement, college funding, estate planning strategies, and liability management. WHO DO WE SERVE Active and retired C-suite executives, business owners, non-profits, and multi-generations of client families. WHAT CHARACTERIZES OUR APPROACH • As a former professional football player, I know that "preparation" is critical. That's why our team helps clients prepare for transitions – a liquidity event, retirement, divorce, or the passing of a spouse. • We help clients explore motivations and aspirations. By asking "What's the primary intent of your wealth?""Do you think you have enough money" and "With whom have you shared these goals?" – We can help clients consider their wishes for family members. • Our disciplined process is meant for clients that appreciate structure and organization. WHAT DO I BELIEVE • Clients have plenty on their plates. While they may be financially sophisticated, they often need help identifying goals. • Wealth is not a dollar figure. It's the means to an end for clients and future generations. • Clients see me as an experienced, caring and available resource. That's what gets me up in the morning. WHAT MAKES ME PROUD • Bringing clients my team's high energy, personal touch and exceptional attention – along with global investment capabilities of Merrill Lynch Wealth Management and banking strength of Bank of America. • My wife, Jackie, our two children & grandchildren.