Richard Wray
Chief Product Officer at Clowd9 Certified B Corp
Based in London, United Kingdom
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Seniority
C-Team
Department
Information Technology
Location
London
Industry
Information Technology and Services
Company size
44
Contact information
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r•••••••@clowd9.com
Phone
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Background
About Richard Wray
Highly experienced payment systems industry professional with expert current knowledge of NFC, credit, debit and prepaid issuing and acquiring. Particular specialisms include contactless payment products e.g. NFC telephony payment, Host Card Emulation (HCE), hardware Secure Element (SE), TSM, OTA, GP, Bank NFC enablement, Proxy PAN, Payment/Telephone/Digital convergence, PayPass, Paywave, RFID and NFC having been responsible for the delivery of the UKs first prepaid PayPass launch cards to Mastercard and the complex and successful Manchester City FC contactless access control and payment product to Bank of America/MBNA. Current leading edge projects include delivery and management of multiple live NFC enabled open loop payment phone programmes using both HCE and SIM/handset SE based solutions.Specialties: MasterCard, Visa, credit, debit, prepaid, PayPass, contactless, RFID, NFC, Smart phone payments, issuing, acquiring, payment systems, HCE, SE
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