Ridhima Hinger
Senior Manager- Digital Lending at Bank Of Baroda
Based in Mumbai, India
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Seniority
Other
Department
Other
Location
Mumbai
Industry
Banking
Company size
37K
Contact information
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r•••••••@bankofbaroda.bank.in
Phone
5 credits+91 ••• •••• ••••
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Background
About Ridhima Hinger
Banking professional with 14 years of cross functional experience in Project and Product management for Digital Lending, Core Banking, Retail and MSME Credit Appraisal, Portfolio Monitoring, business development, and operations.Currently working in the Digital Lending Department at Bank of Baroda, handling digital processes (end to end digital journeys) for Retail, Agri, and Business loans.Proven track record in leading cross-functional teams for product lifecycle management, business requirement documentation (BRD), functional specification document (FSD) analysis, and user acceptance testing (UAT).In-depth knowledge of Finacle and other banking systems, Expertise in credit underwriting and monitoring for Retail and MSME, including significant experience with loan workflows, credit rating tools, and risk mitigationStrong leadership abilities complemented by excellent communication, teamwork, problem-solving, and innovation skills.
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