Rishika Barnwal

Background

About Rishika Barnwal

I am a financial analyst at Nexensus, a financial services company that provides innovative lending solutions to small and medium enterprises. I have a BCom degree from Sri Aurobindo College, where I gained a strong foundation in accounting, finance, and economics. I also hold certifications in digital marketing, accounting fundamentals, and financial modeling, which demonstrate my commitment to continuous learning and professional development. In my current role, I conduct comprehensive credit assessments for loan applicants, ensuring compliance with bank policies and regulatory standards. I collaborate with loan officers to structure loan terms and negotiate interest rates, achieving favorable outcomes for both clients and the bank. I prepare and present detailed credit risk reports to senior management, including recommended credit limits and terms. I also stay current with industry regulations and best practices, ensuring all lending practices adhere to legal and ethical standards. I have developed skills in equity research, security analysis, and oral communication, which enable me to deliver high-quality work and insights. I am passionate about using my financial expertise to support the growth and success of small and medium enterprises, and I am eager to join a team that shares this vision and values diversity and collaboration.