Ritu Vats

Background

About Ritu Vats

I am a dedicated research scholar and published author specializing in finance, management, and emerging technologies like Blockchain of Things (BoT). With over a decade of experience in academia and the corporate sector, I focus on exploring the intersection of financial inclusion, digital transformation, and women's empowerment.Currently pursuing a PhD at MMIM, Ambala, I have contributed to several Scopus- and ABDC-indexed publications, and my work has been recognized internationally. My research delves into the socio-economic impact of financial inclusion initiatives and the potential of cutting-edge technologies in reshaping business and societal landscapes.In addition to my research, I have presented at national and international conferences and collaborated on high-impact book chapters for reputed publishers like CRC Press and Wiley. I’m passionate about bridging the gap between technology and finance to drive sustainable development and innovation.As a lifelong learner, I continuously seek opportunities to contribute to meaningful projects and network with professionals who share my vision of empowering communities through knowledge and action.Feel free to connect if you’d like to discuss research collaborations, academic writing, or opportunities in finance and technology.