Robert A Pritchard

Background

About Robert A Pritchard

Results-focused Mortgage Professional with significant experience that spans over 2 decades. Recognized as a strong leader and trusted advisor who not only meets but exceeds both client and company expectations. Expert in underwriting, compliance, audit review, quality assurance control, loan origination, and management operations. Excels at communicating with various types of people and personalities which has aided in cultivating professional relationships, diffusing situations, and having positive interactions with colleagues. Thrives in environments that require the capacity to prioritize concurrent projects both calmly and efficiently. Extensive background contributing to the overall climate and atmosphere of underwriting teams, providing vast knowledge of complex loan scenarios, and leveraging risk solutions in protecting the financial assets of the company, its investors, and stakeholders. AREAS OF EXPERTISE: Team Leadership | Mortgage Lending & Banking | Underwriting | Compliance | Audit Review | Quality Assurance/Quality Control | Loan Origination, Management Operations | Client Satisfaction | Strategic Communications | Investor & Stakeholder Relations | Research & Analysis | Portfolio Management | Due Diligence | FNMA/FHLMC Agency Guidelines | Risk & Conflict Mitigation SELECTED QUALIFICATIONS: • Conducts diligent examination and analysis of the entire loan file to ensure that all key and vital areas of the loan file, i.e, the 5 C’s of Credit, Capacity, Capital, Collateral, and Characteristics in the application are accurate and accounted for to render the best decision with zero tolerance for negligence, imprudent underwriting, and re-purchase • Applies strong attention to detail to warrant compliance errors and detection of fraud, underwriting red flags, and defects • Possess an in-depth knowledge of FNMA/FHLMC Agency guidelines and the AUS decision results from DU and LP. • Extensive experience in Manual Underwriting files to Investor guidelines.