Seniority
Vp
Department
Operations
Location
Bennington
Industry
Banking
Company size
42
Contact information
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r•••••••@i3.bank
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Background
About Robert Hoesing
Secondary market/ in-house mortgage professional with over 35 years experience increasing secondary market income, portfolio balances and generating high margin business. Comprehensive understanding of new regulatory environment in banking and secondary market lending. Adept at managing within that environment to create a unique, high margin competitive advantage for mortgages within the community banking framework blending on balance sheet lending with secondary market opportunities via the Federal Home Loan Bank: • High margin • Structured risk retention • Minimal impact to capital Proprietary process generates exceptional ancillary bank revenue • Second mortgages • Construction loans • Development loans Specialist focus on highly qualified conventional loan process identified gap in the market: • The well qualified borrower is no longer differentiated in the market place • Developed, tested and implemented a process that treats the well qualified borrow like the well qualified borrower expects to be treated
Decision-makers
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