Rohit Aggarwal
Area Credit Manager - Enterprise Mortgage Loan (Lap) at Profectus Capital Pvt. Ltd
Based in Pune, India
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Seniority
Other
Department
Other
Location
Pune
Industry
Financial Services
Company size
448
Contact information
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r•••••••@profectuscapital.com
Phone
5 credits+91 ••• •••• ••••
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Background
About Rohit Aggarwal
Area Credit Manager (LAP) and Chartered Accountant with end-to-end expertise in enterprise mortgage underwriting, risk assessment, and credit operations. I leverage LOS/LMS to compress TAT, enforce rigorous PDD controls, and sustain portfolio hygiene within defined risk appetite. Core strengths include industry analysis, financial statement scrutiny, and data-driven reporting, translating underwriting outcomes into practical credit policy improvements. Prior roles across ICICI Bank and Poonawalla Fincorp (BL/PL/Education/UBL) and hands-on experience in audit, tax (ITR/GST/TDS), and financial statement finalization provide a full-stack finance perspective that strengthens decision quality, compliance, and governance. Core focus- • LAP/SME underwriting with policy-aligned decisioning and strong credit cost discipline. • Delinquency/NPA monitoring, early warning indicators, and documentation hygiene. • Cross-functional execution with legal, technical, FI, and RCU for quality disbursements. • Data slicing, MI/portfolio reporting, and actionable feedback to credit policy.
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