Ross Howden
VP Financial Planning & Analysis at Earnin
Based in South Jordan, United States
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Seniority
Vp
Department
Finance & Accounting
Location
South Jordan
Industry
Financial Services
Company size
599
Contact information
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r•••••••@earnin.com
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Background
About Ross Howden
Finance Planning & Analysis Leader | Tech Stack Modernizer | CFO Strategic Advisor | Team Builder | As an accomplished Finance Planning & Analysis leader, I bring deep expertise across Technology, FinTech, SaaS, Startups, Manufacturing, and Financial Services, with experience in both public and VC-backed organizations. I excel in translating complex, disparate data into actionable insights that empowers executive teams to make strategic, data-driven decisions. My approach combines analytical rigor with a collaborative mindset, enabling teams to drive impact.Areas of expertise include- Strategic Financial Planning: Continuous Planning, Annual Budgeting, Monthly Forecasting (P&L, BS, SOCF), & Guidance Outlooks- Executive-Level Reporting: Board Presentations, KPI Dashboards, and Operational Insights ("What, Why, & So What")- Business Partnership & Relationship Management: Driving alignment across departments and leadership teams by clearly articulately costs, benefits, and trade-offs- M&A Strategy & Integration: Due Diligence, Scenario Modeling, and Post-Merger Financial Integration- Financial Modeling & Analysis: DCF, Sensitivity Analysis, What-If Scenarios, Make vs. Buy Decisions- Operational Efficiency: Unit Cost Optimization & Growth Strategy- New Product Development: Financial Support & Decision Frameworks- Technology & Process Innovation: Leading Implementations of Planning Tools (e.g, Pigment) to Enhance Financial Performance and ScalabilityI focus on aligning financial strategy with business objectives, ensuring that organizations are not only financially sound but are also poised for sustainable growth and operational excellence. My leadership is driven by the belief that answers to the most difficult questions can be found through asking the right questions to define the problem and then collaborating on potential solutions.Fluent in Spanish and can speak both 'Accounting / Finance' and 'Business'.
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