Ruth Berrios
Senior Underwriter at Rate
Based in Kissimmee, United States
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Seniority
Staff
Department
Finance & Accounting
Location
Kissimmee
Industry
Financial Services
Company size
5.4K
Contact information
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r•••••••@rate.com
Phone
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Background
About Ruth Berrios
Over 16 years of experience in the retail and wholesale mortgage industry. DE Chums Underwriter. DO, DU & LP • Underwrite FHA, VA and Conventional loans for final credit decision. • Underwrite 203K and CP and loans for final credit decision. • 15+ years of experience underwriting appraisals to assure that it meets the requirements of the investor. • Run loan through the automated system and review all findings. • Contact Loan Processor and Loan Officer on approved, suspended, declined loans. • Review all necessary documentation needed to clear the file. • Review all construction documents and permits. • Review and clear conditions when received and provide status to all parties. • Remain current on investor and product guidelines. • Achieved department goals. • Average 24 to 48 hour for new decisions and 48 hours for conditions. • Excellent customer service to internal and external customers. • General Clerical duties.
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