Ruth Chicca

Background

About Ruth Chicca

Working in personal finance, Ruth brings her enthusiasm for social responsibility to the clients she serves at FPA. She holds multiple designations outlining her expertise including Certified Retirement Counselor® and is actively pursuing CFP® certification. She believes financial planning is a fluid process that will constantly evolve along with life stages. Ruth is a community activist and advocate for civic participation. Locally, she organized events such as the Women’s March, Families Belong Together rally and Lights for Liberty vigil. Volunteer work is important to Ruth. She has served youth athletic organizations including Bishop Stang Athletics, Sakonnet Schooners Pop Warner Football, Westport Baseball & Basketball. Gifts to Give is one of her favorite local charities. These days, supporting her kids, she will be found at the New Bedford Ballet or cheering on the UMASS Dartmouth Corsairs football team. Ruth is an active spin and yoga enthusiast who also loves to travel and feels restless if the next trip is not on the calendar. Ruth is married to Justin Chicca, Deputy Commissioner of DPI for the City of New Bedford. Together they have 3 boys, a little girl and a fluffy Spaniel mix named Flower. The Chiccas are active members of St. Julie Billiart parish in Dartmouth, MA. As a Paraplanner at Financial Planning Alternatives, I leverage my skills in financial planning and services to provide comprehensive solutions for clients. I conduct gap analyses, manage client relations, and handle digital marketing efforts. I am also pursuing the CERTIFIED FINANCIAL PLANNER® exam and have earned the Certified Retirement Counselor® designation. I am passionate about helping clients achieve their financial goals and providing them with optimal financial outcomes. In addition to my current role, I have a strong background in banking, having worked as a District Assistant Manager at Webster Bank and a Select Banker at Santander Bank, N.A. where I managed mass affluent customers and worked closely with Financial Consultants to build, protect, and grow wealth. In these roles, I acted as a Personal Financial Specialist, supervised teller services, and managed cash handling and customer service. I also developed skills in financial planning, relationship management, and wealth management strategies. I hold certifications in Life, Accident and Health Producer from the Massachusetts Division of Insurance, Watershed Management from the US Environmental Protection Agency, and Series 7 & 66 from FINRA.