Ryan Oster

Background

About Ryan Oster

Experienced Mortgage Underwriter with over a decade of expertise in residential loan underwriting across Conventional, FHA, Jumbo, and Non-QM products. Direct Endorsement (DE) Certified, with a proven ability to assess risk, ensure regulatory compliance, and deliver sound lending decisions. Passionate about leveraging technology to streamline processes and improve operational efficiency. Throughout my career, I've led high-performing underwriting teams, collaborated with cross-functional departments, and consistently delivered quality results while maintaining accuracy and efficiency. My experience spans managing underwriting pipelines, mitigating loan defects, and implementing best practices to reduce risk and optimize loan quality. I'm driven by the commitment to help clients achieve their home ownership goals while upholding the highest standards of compliance and customer service. Let's connect to explore how my skills can contribute to your organization's success. Key Skills: Direct Endorsement (DE) Certification – FHA Underwriting Risk Assessment & Financial Analysis Mortgage Underwriting Guidelines & Regulatory Compliance Conventional, FHA, Jumbo, and Non-QM Loans Encompass & Empower Loan Origination Systems Leadership & Team Development Process Improvement & Defect Mitigation Communication & Collaboration Open to: Mortgage Underwriter positions (Remote)| Contract or Full-Time Roles