Ryan Rettberg

Background

About Ryan Rettberg

You want to hear something interesting?Here it is: Most people pay for "Financial Advice" but only receive "Investment Management."In 2026, AI manages portfolios for free—so what exactly are you paying your advisor for?Success eventually outpaces basic advice.You’ve reached a level where a "pie chart" isn't a plan; it’s a commodity.If your advisor isn't acting as your Personal CFO, you’re likely leaving your most significant wealth-building levers to chance.The reality?The bar for “good” financial planning is dangerously low.Most advisors stop at the portfolio. I start where they leave off.As your Personal CFO, I work with your CPA and attorneys to help ensure your Tax, Legal, and Investment pillars are finally speaking the same language.We solve for the "Hidden Gaps" that traditional advisors ignore:• The Technicals: Professional analysis of employee benefits, stock options, and retirement income flow to help ensure total optimization of your earned income.• Vision & Legacy: Aligning your capital with your values through "Vision Mapping" and Intergenerational Wealth Coaching to help ensure your values outlast your assets.Whether you are self-managing or working with an advisor who only talks about returns, you deserve a second opinion that looks at the total picture.I’m looking to connect with 2-3 families this month who feel they’ve outgrown their current advisor's service model.If you're open to a second opinion, let's grab 15 minutes next week to see if your current setup passes the "CFO Stress Test." Message me "STRESS TEST" to get instructions to opt out of Edward Jones commercial messaging and other important disclosures, see