Sachin Somani

Background

About Sachin Somani

I am a proactive and achievement-oriented professional with nearly 11 years of experience in Banking and Financial Services with key focus on Credit Analysis, Credit Risk Management, Corporate Banking, Retail Banking Operations, Investment, Wealth Management and Proficient in evaluating the investment portfolios, and analyzed the risk involved in associated decisions. I have experience in utilizing financial/ corporate ratios as a quantitative measure to assess businesses i.e. evaluated the overall financial health of businesses, with the end goal of making better credit decisions. Skillful in managing credit process; expert in analyzing credit quality, controlling delinquencies and mitigating frauds, thereby contributing in quality portfolio leading to a healthy branch profitability. Successfully sourced the highest quality of business for various products mapped on HNI client’s requirement with focus on risk profile, financial goals and the market needs; streamlined process; increased productivity and by ensuring flawless execution of operations. Effectively drove consistent growth in revenue / profit and improvement in top-line & bottom-line performance of the bank through sales and cross-sales of products (Asset, Liability Segment). Directed regulatory reporting in order to demonstrate compliance with the necessary regulatory provisions and presented the same to Senior Management. Meritoriously steered AML/ KYC functions including reviewing documentation for new customer accounts, analyzing new customer processes, evaluating high-risk accounts and reflagging cases at appropriate time