Sadasivan Balakrishnan

Background

About Sadasivan Balakrishnan

There are people who make things happen, there are people who watch things happen, and there are people who wonder what happened. To be successful, you need to be a person who makes things happen.” – Jim Lovel“Success consists of going from failure to failure without loss of enthusiasm.” – Winston Churchill‍ A highly versatile, high-energy professional with significant experience in Corporate Banking, Commercial Banking C, credit analysis, financial reporting, corporate finance, and portfolio management. Commercial Lending, Risk management, Corporate Finance, and Business Consulting roles in the Financial Services industry. Having MBA(Finance), CFA Level 3 Candidate. Key Skills Customer Relationship Management | Financial Reporting | Cross Selling |Toastmasters International| Strategic Planning | Trade Finance | Treasury Management | Financial Modeling | Credit Analysis | Accounting Standards like US GAAP and IFRS | Credit Risk| Credit Rating | Strong Attention to detail | Digital Transformation | Credit Policy Formulation Skills and Achievements: Successfully restructured and turned around $2 million in delinquent loans in the real estate sector during the pandemic in 2020 Exceeded regional business development target set at $10 million for retail loans for the financial year 2019 Provided financial solutions to the global relationships of the bank's blue-chip clients through digital channels leading the branch to 120% of sales goals Overseeing financial modeling and business development on potential investment opportunities including new products and client acquisitions. Managed a book of over 100 premier business clients, growing balances and increasing profits by improving year-on-year growth in wealth management to the tune of 20 percent ($ 1 million). During 2019, recognized as the top regional contributor for loan growth and non-interest income; maintained expense controls; increased customer service to a weighted score of 9.7 out of 10 scoring matrices. Currently working in EY as Senior Consultant in the areas of Credit Risk, Policy Preparation and Corporate Credit analysis, Outside of work I love to give back to society and have always been involved in CSR activities by participating in tree plantation drives and contributing to cancer awareness programs. Also, I like visiting new places to experience a variety of cultures and cuisine.If you want to have an interesting conversation, please feel to get in touch atsadasivankrishnan@gmail.com