Safa Javid

Background

About Safa Javid

After 15 years in this business I have come to understand that no two applications are the same and success depends on preparation. Having seen many scenarios I'll be able to guide you through this process successfully. Contact me soon to talk more! WHAT I DO: I help home buyers in high cost areas maximize their buying power by putting less money down. Our premiere product is a jumbo loan with NO MORTGAGE INSURANCE which needs only 10% down. This product applies to mortgage refinances as well. WHO I WORK WITH: I partner with prospective homebuyers, local & national real estate agents, divorce attorneys, CPAs, financial advisors and other referral sources. Real estate agents can help buyers find the home of their dreams rather than compromise on what they think they can afford. Financial advisors love this lower down payment as it lets buyers use less of their money which is working for them in the market. WHY IT WORKS: By putting only 10% down instead of 20% you maximize your buying power. Don’t let the down payment be your limiting factor. The same down payment relatively will result in a higher sales down payment = 10% down on a $1MM down payment = 20% down on a home. This is the difference in living where you want or living where you think you can only afford to. WHAT MAKES US DIFFERENT: Other lenders might offer a similar product but it might be limited to a certain profession. Sometimes a much higher rate is involved or even a strict banking relationship requirement is needed. Capital One makes this product available to anyone who can qualify. HOW IT WORKS: Starting with a evaluation, we first meet via phone to discuss your needs, or if you’re local we can meet in person to discuss qualifications. READY TO TALK? Reach out to me directly here on LinkedIn, email me at safa.javid@capitalone.com, or call me direct at 571-246-1366.