Sagar Vakil

Background

About Sagar Vakil

With over 11 years of experience across ITES, FoodTech, Media, and Banking industries, I bring a diverse and dynamic perspective to digital transformation and innovation. My career journey has taken me from IT-enabled services to reshaping business models in service industries, and now to driving strategic initiatives in the financial sector. This unique trajectory enables me to blend cross-industry insights with a forward-thinking approach. Currently, as AVP - New Projects & Digital Initiatives at Axis Bank, I specialize in crafting seamless, high-conversion loan journeys through automation, risk-based pricing, and process optimization. My work has led to the successful launch of a fully digital loan sanctioning process, significantly reducing turnaround time, increasing login volumes, and optimizing sales costs. I have also pioneered initiatives like digitized loan disbursements, self-service applications, and streamlined processes, all aimed at enhancing efficiency and customer satisfaction. Key Highlights of My Expertise: • Driving digital transformation and Straight Through Processing (STP) journeys for efficiency. • Building and managing strategic relationships to ensure impactful outcomes. • Creating cash-flow-based lending solutions including Working Capital Loans, Business Loans, Supply Chain Financing, Consumption Loans, and Farmer Funding. • Leading process development, optimization, and operational excellence. • Designing fintech products with a focus on scalability, accessibility, and customer-centric innovation. • Client acquisition and portfolio management. Fuelled by a profound interest in strategic partnerships, fintech innovation, and next-generation lending, I thrive on bridging the gap between market needs and financial institutions. My focus is on leveraging technology and analytics to unlock market potential, improve access to liquidity for creditworthy businesses, and promote responsible borrowing. I envision an ecosystem where fintechs, NBFCs, and traditional banks collaborate to foster innovation and financial inclusivity. By driving data-driven decision-making and GTM strategies, I aim to enable deep market penetration and redefine the lending landscape. Let’s connect to collaborate on shaping the future of #FinTech and delivering tailored digital solutions that empower businesses and elevate customer experiences!