Verified recordFinancial Services

Salima Hamid

Credit Risk Analyst at Rev Capital

Based in Pickering, Canada

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Seniority

Staff

Department

Finance & Accounting

Location

Pickering

Industry

Financial Services

Company size

Contact information

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s•••••••@revinc.com

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Background

About Salima Hamid

Credit Risk Analyst with 13+ years in commercial lending, underwriting, and portfolio management across factoring, asset-based lending, and business banking. I specialize in building credit risk scorecards and modelling frameworks (CRS, DRS, ARS) to standardize reviews, strengthen governance, and improve decision-making. Recently, I’ve expanded into Python, SQL, and Power BI — applying data analytics to develop portfolio insights (default rates, credit score distributions, risk tiers) and build early-stage Probability of Default models. Highlights: Reduced portfolio exposure by 22% through structured credit reviews. Managed U.S. and Canadian portfolios, authorizing deals up to $3M. Designed scoring models that lowered non-performing loans by 20%. I thrive at the intersection of credit expertise and analytics — bridging financial statement analysis with data-driven modelling.

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