Samson Joy

Background

About Samson Joy

Certified SAFe 6 Agilist - A performance driven professional with nearly 15 years of retail and commercial experience in Credit Analysis, Cash Management, Client Relationship Management, Collections Management, Fraud Loss Prevention and Team Management. •Pivotal in cementing healthy relationship with the clients for generating business and accomplishing corporate goals while simultaneously analyzing the financial position and repayment capacity of potential customers. • Providing support for cash management needs of commercial and small business clients. •Instrumental in analysis of companies’ financial performance as well as qualitative performance indicators for preparing reports/ recommending suitable and corrective actions. •Track record of reviewing the application forms in line with the banks policies & procedures pertaining to credit initiation process. •identifying fraud and taking remedial measures of protecting client. •Skilled in evaluating, verifying and underwriting business loans applications in Consumer Banking within delegated authority defined from time to time or accordingly recommending and forwarding to higher approval authority where appropriate •Proficient in handling the collection operations for minimizing the delinquency level and accomplishing the assigned targets •A keen analyst with exceptional relationship management skills with proven abilities in liaising with large retail clients. •MIS reporting to business heads. •Effective communicator, proactive planner & negotiator with strong analytical, problem solving and organizational abilities •Approval delegation of 150k for personal loans, 50k for credit cards, 50k for corporate cards.