Sanjay Kumar Deb

Background

About Sanjay Kumar Deb

Payments Industry Professional | EMV Certifications | Terminal, Card and Host Testing | Acquiring, Issuing & Gateway Integration Experienced in terminal, acquirer host and issuing certification, EMV migration (contact/contactless), and end-to-end testing for global payment schemes including Visa, MasterCard, Discover, American Express, UnionPay, Jaywan and Troy. I specialize in terminal, host and card certifications, ensuring compliance with scheme and acquirer standards across both in-store and e-commerce environments. Core Expertise Includes: • EMV chip certification for terminals, cards, and host systems (contact & contactless) • Onsite & remote acquiring consulting for VISA, AMEX, Discover, CUP, MTIP and Jaywan • Terminal and e-commerce testing (tokenization, CoF) as per acquirer requirements • Certification testing for top acquirers: First Data, Lloyds, Barclays, WorldPay, Global Payments, ADIB, FAB, Mashreq etc • Card-terminal and terminal-host integration testing per scheme specs • Strong knowledge of ISO 8583 and APAC regional standards • Exposure to payment switches: TSYS Online, Euronet, FIS, COSES, BASE24 Tools & Technologies: • UL Test Tool, SAVVI, TERRA, VTS, MAS, MDFS, Tecto and CUP Simulator • Python automation for test case execution • Package Manager, Taurus, MX Downloader 🤝 Worked closely with banks, terminal vendors, and application developers to deliver secure and compliant payment solutions across terminals (ATM, POS, mPOS, BBT, and transit systems), Switch and Card issuing.