Sanjay Rakesh

Background

About Sanjay Rakesh

Strategic and results-driven Digital Banking Executive with Global experience in Banking operations, Fintech Innovation, and Digital transformation across UAE, Singapore, and India. Proven track record building and scaling Digital-first banking and payment platforms at DBS Bank and ZAND Digital Bank. Specialized in Building and scaling digital-first operations for retail and corporate banking, delivering modern payment and lending products, and driving operational excellence through automation, data analytics, and regulatory compliance. Core Banking & Payment System Migrations (Finacle, ISO20022), Digital Onboarding (KYC/AML), Lending (LOS), SaaS integrations, and U.S. Payment Standards (ACH, SWIFT, Fedwire, RTP). Notable accomplishments include: Launched UAE’s first fully digital bank (Zand Bank) with >90% digital adoption Led the launch of DBS Digital Bank in India and implemented RPA + Smart Workflows Built scalable operating models, compliance frameworks (BSA/AML/KYC, PCI DSS), and migrated legacy platforms to next-gen systems like Finacle and ISO 20022 Adept at leading cross-functional product teams, defining MVPs, managing vendor performance, and aligning regulatory and customer experience goals across the product lifecycle. I bring a unique blend of Fintech agility and Banking discipline, and am now seeking to contribute to US-based banks or Fintech's as a senior leader in Digital banking, Product operations, Business Analysis or Digital Transformation. Authorized to work for any employer in USA and open to relocation. Based in Texas, USA Let’s connect to explore how we can drive innovation in digital finance.