Sanjit Rao

Background

About Sanjit Rao

Seasoned Transformation, Product, and Delivery Leader with 20+ years of global experience driving large-scale Digital, Payments, Trade Finance and Core banking programmes across central banks, commercial banks, and financial institutions in the UK, Europe, India, and Africa. I specialise in payments modernisation (RTGS, ISO 20022, SWIFT), digital product strategy, and ecosystem-led banking transformation, combining strategic vision with disciplined execution. My work has supported central banks — including the Reserve Bank of India, Sveriges Riksbank, Central Bank of Lesotho — in modernising payment infrastructures, strengthening resilience, and ensuring compliance. At Deloitte UK, I lead delivery of digital and risk transformation programmes, while earlier, as Head of Digital Wholesale Banking Products at Axis Bank, I drove product innovation through blockchain-enabled trade and payments solutions, open banking APIs, and strategic partnerships that delivered measurable business growth. Recognised for leading high-performing teams, I bring a collaborative leadership style rooted in governance, risk management, and inclusive culture. Certified PMP and SAFe Agilist, I’m passionate about shaping the future of payments, digital banking, and financial infrastructure transformation.