Sapna Malhotra

Background

About Sapna Malhotra

Co-founder of Mithras Consultants Managing Risks, Protecting Smiles Consulting actuary with an eye to see business and reasons for movements behind numbers. Mithras Consultants is an independent actuarial and insurance consultancy firm providing qualitative financial and insurance solution to its clients. Mithras advantage stems from our ability to bring our experience into our client advisory services, our team has rich regulatory experience allowing us to build client solutions centered on regulatory compliance in order to build forward looking robust internal processes to allow our customers to operate smoothly and to be a stakeholder in their progress. Our goal is to provide business solution customized to client‘s need to help our clients make the best possible decisions on their financial, insurance and risk management programs. Our team has a combined experience of 4 decades that spans into areas of Pricing,Valuation, Investments, Risk Management etc in Insurance in general and actuarial in specific. Specialties: Statutory valuation of liabilities as per regulations, Solvency Computation both on statutory basis and Economic Capital Basis, Business Planning, Risk Management, Product Development and Pricing, Experience Analysis : Persistency, Mortality, Investment Return, Expenses; MCEV Calculations, Appraisal Value, Auditing Actuarial Processes, Implementation of Solvency II, Providing complete actuarial solution to new start ups, Employee Benefits Valuations