Scott Posey

Background

About Scott Posey

Extensive credit risk management experience as an OCC examiner and in various credit review and risk management roles with community and regional banks. Accomplishments include developing risk rating methodologies; restructuring credit review processes and reporting for efficiencies and effectiveness; leading the allowance for loan and lease loss process; developing analytical tools for risk-based scheduling and scoping; developing CRE risk grading and forecasting models for metro areas and property types; formulating loan policies and procedures; providing training on a variety of credit risk issues; and developing stress testing of commercial loan portfolios. High performing risk manager who seeks out special projects to improve risk management process efficiencies and effectiveness. Specialties: Credit risk analysis (Commercial, Real Estate, Consumer, Leveraged Lending, EV / HR, Ag, Energy); Credit risk management; commercial real estate risk analysis; credit portfolio management; loan loss reserve analysis; credit review process management; credit risk hiring / training; team building; credit and risk management policies / procedures; leading credit risk management initiatives; compliance issues; portfolio analysis; portfolio management strategies; credit risk reporting.