Sonia C.

Background

About Sonia C.

I’m a seasoned Credit and Collections professional with over a decade of experience driving financial performance, optimizing credit risk, and leading high-performing teams across diverse industries. My career has been built on a commitment to maintaining strong customer relationships while safeguarding company assets and ensuring sustainable cash flow.Currently serving as Credit Team Lead at Tire Discounter Group Inc. I take pride in mentoring and supporting my team, streamlining processes, and implementing practical credit management strategies that balance risk with opportunity.Throughout my career, I’ve worked with organizations such as IMCD Canada Ltd, CIOT Toronto Inc, and Trends International, where I developed expertise in credit analysis, collections, and financial reporting. I’ve successfully negotiated payment arrangements with delinquent clients, reassessed credit limits, and reduced bad debt exposure through proactive account management.I’m currently advancing toward my CCP designation through the Credit Institute of Canada, reflecting my commitment to continuous learning and professional growth.I bring to every role a blend of analytical skill, leadership, and a collaborative mindset-always aiming to contribute to a company’s financial strength and operational excellence.Core strengths:*Credit risk assessment & portfolio management*Team leadership & staff development*Collections strategy & negotiation*Process improvement & cash flow optimization*DSO reduction & bad debt prevention*SAP, AX Dynamics, Oracle PeopleSoft, QuickBooks. & Co-star.