Sonya McGowan

Background

About Sonya McGowan

With 29 years of experience in the mortgage industry, I have honed my leadership and strategic planning skills to effectively build and guide high-performing underwriting teams. In my career, I have taken on roles of increasing responsibility, with a focus on overseeing underwriting teams and driving business growth through strategic management of the underwriting process. Currently, I lead multiple pods of underwriters along with Team Leads, managing the full underwriting lifecycle for Non-QM (NQM) loans while ensuring full compliance with regulations. My role centers around making informed, risk-based decisions that balance profitability with sound risk management practices. I excel in evaluating complex loan applications and ensuring they align with NQM guidelines, which has been integral to driving successful business outcomes. As a senior leader, I am committed to fostering a culture of collaboration, continuous improvement, and innovation within my teams. I have a proven track record of creating efficiencies and maximizing team performance while adapting to the ever-evolving lending marketplace. My goal is to continue leveraging my extensive industry experience to support organizational growth and deliver sustainable success in the mortgage industry.