Stephen Chen

Background

About Stephen Chen

Risk and regulatory leader with 21 years across a financial regulator and banks, specialising in technology risk & cyber, financial regulatory compliance, and AI/data-driven audit analytics. Proven record of lifting risk-management maturity, automating and accelerating assurance, and delivering Board-ready insights that strengthen resilience and regulatory confidence. • Leadership & Governance: 13 years leading audit and assurance functions, building senior stakeholder trust, strengthening three-lines governance (risk appetite, policy cascade, committee reporting), shaping risk-based annual plans, setting clear accountabilities and processes, and driving on-time, on-budget delivery across multidisciplinary teams. • Technology Risk, Cyber & Resilience: Author of Reserve Bank technology and digital audit frameworks and standards, with deep technology GRC experience, strong technical expertise in infrastructure security and IT resilience across enterprise, cloud, and third-party environments, and hands-on experience with COBIT, ISO 2700X, NIST, NZISM, and PCI DSS. • AI, Model & Data Engineering: Certified software engineer who has built AI/ML audit-analytics and model-validation functions in banks from the ground up, engineered large-scale data platforms and pipelines (Python, SQL, C++, Java), and applied ML to anomaly detection, thematic insights, and continuous control monitoring - automating testing and producing explainable, Board-ready insights. • Financial & Prudential Regulation: Former Reserve Bank auditor and financial markets trader, with regulatory insights and assurance experience across Treasury, Markets, and Financial Reporting, and expertise in credit, market, and liquidity risk, supporting alignment to prudential regulations. • Multidisciplinary Degrees: Computer Science, Accounting, and Economic Policy • Multilingual: English, Cantonese, Mandarin, and Japanese