Stephen Cox

Background

About Stephen Cox

Stephen Cox: Your Personal Guide to Achieving Real Estate Goals Hello, I'm Stephen Cox, a licensed Mortgage Professional (NMLS ID Number 17581), operating across Arizona, Colorado, Maryland, North Dakota, Tennessee, and Washington. I'm passionate about helping people like you navigate the complexities of real estate investment, whether you're an experienced investor or just starting on your property ownership journey. My mission is simple: to leave everyone I interact with in a better position than when we first connected. This could be by bringing a smile to your face, providing you with updated market insights, assisting with your home purchase, or guiding you through refinancing or cash pull loans. My goal isn't just to be your lender today, but your lifelong lending partner. I represent West Capital Lending, a company that shares my values and commitment to personalized service. As brokers, we offer the advantage of representing a vast array of loan products. This flexibility allows us to tailor loan scenarios to your individual needs, rather than forcing you into a one-size-fits-all program. Every day, my team and I examine hundreds of loan programs to find the most competitive interest rates in the marketplace. We offer a wide range of down payment options and strive to bring you the most cost-effective loan solutions. We understand that not everyone has perfect credit or conventional income documents. That's why we have programs for borrowers who are self-employed or need alternative documentation. With access to over 100 lenders, we can usually outperform the competition and expedite loan closure. Our diverse programs include: • Conventional, Jumbo, FHA, VA loans • A Full Spectrum of Loan Programs for Real Estate Investors • Short Term Rental Loans • Foreign National Program • First Time Buyer Programs • Loans for Credit Scores from 500 • HELOCs & HELOANS (for primary residences, Second Homes, and Investment Properties) • Refinancing & Cash Pull Loans • Loans for Self-Employed Borrowers • Bridge & Construction Loans • Land Loans • Flip and Rental Property Loans • DSCR • ITIN Loans • Commercial and Mixed Use • Alternative Documentation Programs • And Many More Ready to embark on your real estate journey? Contact me today. Together, we can turn your property dreams into reality. A core pillar that impacts how I view the world."Finally, brothers and sisters, whatever is true, whatever is noble, whatever is right, whatever is pure, whatever is lovely, whatever is admirable—if anything is excellent or praiseworthy—think about such things."