Stephen Martin

Background

About Stephen Martin

Supporting developers, investors, and business owners in structuring and securing tailored finance solutions through a comprehensive network of 150+ UK lenders. With the ability to source live terms from multiple lenders in under 60 seconds. In most cases, I can generate up to 5 Decisions in Principle from a single application, often with same-day indicative terms. Whether you're navigating a time-sensitive auction, planning a complex conversion, or expanding your portfolio, the focus is on getting the job done. The approach is built on providing clear, strategic advice and managing each stage of the process so deals progress smoothly from enquiry to completion. ’ : – Every project starts with a focused discussion around goals, structure, and timing. Key questions are asked to uncover lender requirements early and assess feasibility. – Once all relevant documents are received, detailed research and lender engagement begins. A lender-ready summary is prepared and sent to selected lenders. Once research is complete, a clear proposal is presented outlining available terms, costs, timelines, and any potential flagged risks. A follow-up call is scheduled to answer questions, clarify details, and plan next steps and application. – - Once terms are accepted, the case is actively managed through to completion — coordinating with solicitors, valuers, and lenders to keep the deal moving and avoid delays. A few recent examples: bridge arranged to refurb a poor-condition property into a luxury BTL property in Kent heavy refurb development loan secured to extend a 3-bed into a 5-bed, with 100% of works funded Arranging a bridge exit onto a long-term mortgage to reduce client costs following a rear & side extension, internal works and loft conversion £1.72M Re-bridging a part-built project using cross charges to release funds and enable project completion. Every case comes with its own challenges - but with experience, urgency and lender access, outcomes are delivered. Book a complimentary 45-minute strategy call via 'Click to book an appointment' above and let’s explore what’s possible for your next project.