Sunil Pal

Background

About Sunil Pal

Experienced and results-oriented professional specialising in the payments and cards industry. Expertise in managing end-to-end card payment workflows, including cross-border transactions, tokenisation, and secure transaction processing. Skilled in designing and documenting APIs and system architectures using Swagger, XML, and JSON schemas, tailored for complex cards and payments ecosystems. Proven track record in driving the development and enhancement of payments and cards processing systems through meticulous functional and technical documentation, comprehensive user acceptance testing (UAT), and stringent quality assurance processes. Adept at aligning payment and cards processing solutions with evolving regulatory requirements and industry standards while delivering seamless and scalable outcomes. Core Skills and Competencies Card Payments Expertise: Deep understanding of card transaction workflows, including authorisation, clearing, settlement, and tokenization. API & System Design: Proficiency in creating and documenting APIs for payments and cards systems using Swagger, XML, and JSON schemas. Documentation Excellence: Extensive experience in preparing functional and technical documentation to support card systems' development and operations. Testing & Quality Assurance: Expertise in UAT execution and QA processes, ensuring flawless solutions. Passionate about driving innovation and operational efficiency in payments and cards processing, with a focus on enhancing the customer experience and enabling secure, scalable payment solutions.