Thomas Devine

Background

About Thomas Devine

As a consumer loan underwriter I am responsible for reviewing, assessing, and analyzing all aspects of consumer loan requests. I evaluate the risks of offering loans in order to approve/decline loans in addition to maximizing profit and minimizing risk/loss to the credit Union. Calculating, analyzing, evaluating and making independent decisions on credit, income, assets and risk to determine the income or probability of repayment for loan requests. I am an experienced mortgage loan processor with a demonstrated history of working in the banking industry. Skilled in Construction Loans, U.S. VA Loans, FHA Loans, Interest Rates, and Financial Accounting. Strong finance professional with a Bachelors of Business Organizational Management focused in Accounting and Finance from Eastern Florida State College along with an accounting certificate.