Tom Plunkett

Background

About Tom Plunkett

How to Talk Money with Older Children - https://youtu.be/L6PHzRt3bw0 My talk with Catherine Murray about how to add value to clients on BNN Bloomberg Advisor panel - 1. Investing for Families Families change. Every time your family changes, your financial situation changes. You can be prepared, or you can be surprised. My clients prefer to be prepared. In the best case, your family is planning for wonderful events like births, weddings, graduations and moving to new jobs in new cities. In the worst case, your family is dealing with getting fired, divorce, serious illness or death. And then there are the reconstruction events like blending families, kids moving back in or parents moving to a “home”. Take for granted mortgages, debt and retirement. All have big implications on your cash flow and estate issues, and how your wealth should be managed. Global Balanced Passive Tactical My investment style balances clients’ desire for risk minimization with return maximization as follows: • Global: Reduce risk by diversifying across global major markets, C$-hedged and un-hedged • Balanced: Reduce risk by diversifying across major asset classes • Passive: Reduce costs by using ETFs • Tactical: Increase returns by investing in specific, high-profile opportunities • Regular Re-balancing: Be deliberate and don’t let your strategy drift • Tax Minimization: Optimize use of registered accounts, and harvest income in most efficient manner A financial plan also aids in discovering the most tax-efficient path for growing and harvesting Disclaimer: bit.ly/RJLDSCLMR