Varun Nanda

Background

About Varun Nanda

Dedicated Credit Risk Professional with a decade of experience in leading financial institutions, specializing in risk policy development, portfolio management, and strategic lending. Proven track record of optimizing credit risk strategies and driving profitability. Adept at leveraging digital solutions and influencing stakeholders for effective risk management. Expertise in unsecured lending, business loans, credit cards and auto loans. ACHIEVEMENTS Pioneered credit risk strategies for diverse customer segments, maximizing profitability. Elevated approval rates by 5 percent and curtailed delinquency by 1.5 percent within the Prime segment strategy. Executed the subprime strategy, leading to a 10 percent rise in approval rates and a 12 percent decrease in delinquency. Developed comprehensive credit policies for various target segments, ensuring risk mitigation. Led digital lending process enhancements, incorporating KYC, banking verification, and BRE rules. Recognized as Outstanding Risk Manager in Yes Bank and received top ratings in ICICI Bank. Reduced delinquency rates by 15% at Dhani through strategic credit adjudication. Completed Executive Programme in Fintech, Banking, and Applied Risk Management from a top B-School. Implemented portfolio risk reports, predicting credit quality deterioration and reducing delinquency by 20%. Proficient in SQL, Python, G-Suite, Microsoft Excel, and PowerPoint for advanced analytics