Venkatesh Vedhakumar

Background

About Venkatesh Vedhakumar

Senior financial leader with 15+ years of experience driving strategy, risk governance, and business transformation across leading NBFCs and HFCs. Currently serving as SVP & Head – Risk Management at India Shelter Finance Corporation, I bring a sharp focus on credit quality, enterprise risk, and regulatory compliance—underpinned by strong business planning credentials. Previously, I led strategy functions in Cholamandalam Finance (LAP) and TVS Credit (Consumer Finance), where I played a pivotal role in designing scalable models, enabling data-backed decisions, and building resilient portfolios. My strengths lie in: • Developing long-range and annual business plans aligned with board objectives • Driving risk-reward calibrated growth with robust frameworks (GNPA, ICAAP, operational & market risk) • Creating SOPs and governance controls that balance innovation with prudence • Collaborating cross-functionally to design new products, channels, and customer segments • Maintaining a sharp lens on credit analytics, vintage tracking, and early warning signals I believe risk management is not about saying “no”—it’s about saying “yes, the right way.”