Vikram Repaka

Background

About Vikram Repaka

As a seasoned FinTech executive with 18 years of experience at Capital One, I've successfully led high-impact initiatives across Product & Credit Risk. I excel at driving innovation, optimizing business performance, and exceeding customer expectations via Iconic products. My expertise encompasses the entire product lifecycle, from strategic visioning and roadmap development to go-to-market execution and post-launch optimization across B2C and B2B2C segments. I am a passionate advocate for leveraging cutting-edge technologies, including Agentic AI and Machine Learning, to transform the customer experience and drive sustainable business growth. I am particularly driven by developing and mentoring high-performing teams, fostering a culture of collaboration and innovation, and empowering individuals to reach their full potential. Earlier in my career, I led the credit strategy for Credit Card’s credit line increase program, and successfully turned it around, resulting in a significant increase in customer NPS and profits. I’ve also effectively managed credit risk strategies across Credit Card, Installment Loans, and Small Business programs during the Great Recession.