Vishalkumar Rathod

Background

About Vishalkumar Rathod

Vast Experience in Secured Loans (LAP/GOLD LOANS ) and Unsecured Loans (Personal Loans/ Business Loans) to SME, Professionals, Self Employed Individuals and Salaried Segments. An experienced retail loan leader with a 15 -year history of fostering business environments to achieve significant growth, including successful loan book development, portfolio management, productivity enhancement, and profit maximization. My specialization lies in implementing strategies for expanding distribution, resulting in increased volume and revenue. I am experienced in overseeing full-cycle expansion projects, from analyzing market trends to acquiring properties, recruiting teams, and tracking break-even points. I have the ability to motivate and inspire teams to achieve remarkable growth through leading by example. In my current role, I am responsible for supervising the management of the portfolio in the Ahmedabad Cluster - Gujarat. This includes monitoring its performance and growth; developing and implementing strategies to drive expansion; monitoring portfolio performance, evaluating risk, and taking steps to minimize potential losses; leading a team of loan officers & support staff; and supervising partnerships with suppliers and other entities to guarantee maximum efficiency and revenue growth. Self - Long term Thinking, Hard working, confident to perform any task and A quick Lerner with ‘Yes I Can Do’ attitude. Specialties- Richest Experience in Secured Loans and Unsecured Loans - Developing of New Branch and People Top skills : Business Development, Business Relationship Management Sales. Team Leadership. Account Management Product Knowledge - Mortgages / Loan Against Property - Secure Micro Business Loan - Affordable / MSME LAP - Two Wheeler Finance - Personal Loan - Business Loan - Gold Loan - Insurance - Home Loans - Commercial Purchase - Loan against Security