Destiny Wealth

Destiny Wealth provides comprehensive asset management and financial planning services to high net worth individuals, families, and businesses throughout Florida, with offices in Tavares, Winter Park, The Villages, and Jacksonville. Founded by Tom Ruggie, ChFC®, CFP®, who began his career in the financial services industry in 1991, the firm was established as Ruggie Wealth Management and built on a commitment to thoughtful planning, research-driven financial guidance, and enduring client relationships. Under his leadership, the firm developed into a trusted advisory practice serving clients across its Florida office locations. Today, Destiny Wealth reflects the continued evolution of the firm, maintaining the same team, planning philosophy, and client-first approach, with Tom Ruggie continuing to play an active role.