Banking in Azerbaijan

Kapital Bank

Kapital Bank is one of the key drivers of Azerbaijan’s financial sector, with a strategy built on customer centricity and continuous innovation. Through the country’s most extensive branch and service network, the Bank provides accessible, modern and inclusive financial solutions to individuals and businesses across Baku and all regions. By placing the evolving needs of its clients at the center of its operations, Kapital Bank empowers individuals, entrepreneurs and businesses with technology-driven, efficient banking services. As an active financier of Azerbaijan’s economy, the Bank supports key industries such as energy, agriculture, transportation, communications, and construction, and serves as the State Agent-Bank for major government and social programs. The Bank’s Birbank mobile app, with over 3 million users, plays a transformative role in shaping digital banking behaviors in the country. In line with its innovation agenda, Kapital Bank is a founding pillar of Bir ecosystem, the first fully integrated digital ecosystem in the Caucasus region, delivering advanced digital financial solutions that enhance the customer experience beyond traditional banking. Internationally, Kapital Bank partners with leading global financial institutions such as Bank of New York Mellon, Intesa Sanpaolo, LBBW, Bayerische Landesbank, Commerzbank AG, Raiffeisen Bank International AG, CaixaBank, among others. The Bank also holds principal memberships with Mastercard International and VISA International, offering customers a comprehensive suite of modern payment services. Focused on financial inclusion, economic growth and digital transformation, Kapital Bank continues to shape the future of Azerbaijan’s banking sector.

5001 to 10000 staff

Yapi Kredi Bank Azerbaijan

Kocbank Azerbaijan has been carrying out its operation under the name “Yapı Kredi Bank Azerbaijan” CJSC as of the beginning of 2007. Modification of the bank`s name was subject to incorporation between the founder (Kocbank) and other partner bank (Yapı Kredi Bank). The principal reason of banks` incorporation in international arena was increase of market shares in the period of intense competition and improvement of possibilities offered to investors to invest in realization of large projects as well. Incorporation of Kocbank and Yapı Kredi Bank in the Turkish banking market in the course of globalization process was based on this factor. Product assortment offered by Yapı Kredi Bank (Azerbaijan) CJSC in the field of banking services will be upgraded agreeable to the legislation of the Azerbaijan Republic and occupy worthy place in the financial market with its large product assortment, technological innovations and preferences. To realize this target, the bank covers the below mentioned directions in its activity: a) To take an active part in international investment market; b) To meet needs of corporate and private customers; c) To apply international sources in a manner to meet the Azerbaijani market on financing projects; d) To establish much more customer service points through increasing number of departments; e) To take an active stand in the credit market of Azerbaijan complying with international risk management standards; More detailed:

201 to 500 staff

Abb

ABB has been active since January 10th, 1992. As a modern, beneficial, and universal bank, ABB is currently one of the leading banks in the Southern Caucasus region for the volume of its assets, its customer base, and its portfolio of international operations. With its branches and subbranches covering different regions of Azerbaijan, the Bank provides universal banking services to its individual and corporate customers. The Bank directly participates in large-scale public projects realized in industries such as petroleum chemistry, transportation-communication, energy, etc. and social programs. At the same time, it supports financing of the activities of small and medium enterprises and large corporations. The Bank owns the biggest ATM network in Azerbaijan. Among Azerbaijani banks, ABB partners with the highest number of international payment systems. Since July 7th, 2021 with renewed brand identity, ABB has entered a new phase of development.

1001 to 5000 staff

Bank Of Baku Ojsc

Bank of Baku has been adhering to a number of fundamental lines of its activity since its creation in 1994. The Bank supports retail business, medium and small entrepreneurship, big corporate business and strives for raising the customer service quality. Retail sector is the main niche of operations of Bank of Baku. Growth rates of the consumer loans in the country serve as a stimulus for the development of the bank. The motto of the bank – “Banking Services Close to You” – conveys the entire philosophy of the bank – we strive to be as close to customers and to their daily needs as possible. Bank of Baku is a pioneer in introduction of many banking products and services on the local market, as well as in application of the most up to date overseas banking experience. In 2011 Bank of Baku launched the first, in Azerbaijan, credit card project - Bolkart and oriented upon huge number of ordinary consumers. 145 Customer Care Line accepts requests from customer in real time and informs about the latest products and services offered by the bank.

1001 to 5000 staff

Leobank

Leobank Unibank-ın təqdim etdiyi mobil bankçılıq xidmətidir. Leo müştəriləri kredit limiti olan əlverişli kartından istifadə etmək, ödəmə və köçürmələri həyata keçirmək, keşbek almaq və daha çox üstünlüklərdən yararlanmaq imkanına malikdirlər. Leobank «mobile-only» (filialsız bank) prinsipinə uyğun olaraq yaradılmışdır. Filial şəbəkəsi, çoxsaylı işçilərin maaşları, inkasassiya və digər sahələrə vəsait yatırmağın əvəzinə biz kapital və enerjimizi mükəmməl mobil tətbiqetməmizə investisiya etdik. Leo kartını rəsmiləşdirmək üçün sadəcə mobil tətbiqimizi yükləyib, çətin olmayan prosedurdan keçmək kifayətdir. Kartı sizə bank işçisi çatdıracaq və ya özünüz onu Unibank filialından əldə edə bilərsiniz.

201 to 500 staff

Turanbank Ojsc

TuranBank OJSC was established on June 12, 1992 under the license No115 of Central Bank of Azerbaijan and have 16 sales points (of which 9 located in regions), 6 representatives, 162 POS Terminals, 26 ATMs. TuranBank is a member of Azerbaijan Banks Association (ABA), Azerbaijan Micro Financing Association (AMFA), Azerbaijan Export & Investment Promotion Foundation (AZPROMO), Caspian Integration Business Club (CIBC), Baku Interbank Currency Exchange (BICE), German – Azerbaijan Business Association (DAWF). The Bank is also a member of SWIFT, AZIPS, XÖHKS, Azericard, MasterCard International as well as express money transfer systems such as well as Western Union, Migom, İBA-Express, Contact, Monex, Privat Money, Lider, Zolotaya Korona and Blizko. TuranBank cooperates with a range of international financial institutions such as the US Agency for International Development (USAID), IFC, International Development Association (IDA), International Fund for Agricultural Development (IFAD), Islamic Development Bank Group, Islamic Corporation for Development of Private Sector (ICD), Islamic Trade and Finance Corporation (ITFC), and in particular the Black Sea Trade and Development Bank (BSTDB), World Business Capital/OPIC, Bank im Bistum Essen, Societte Generale, Mikrofinanzfonds, Cyrano Management, Sus Bee Finance, BCP, CommerzBank, ZiraatBank and BankAsya etc.

201 to 500 staff

Demirbank

Demirbank OSCJ ( former Azerdemiryolbank) is one of the first Commercial Banks of Azerbaijan Republic established in 1989. The Bank is currenty offering a wide range of services and products to Retail and Corporate customers. DemirBank is one of the fastest growing Banks in Azerbaijan.

501 to 1000 staff

Azerbaijan Banks Association

The Public Union “Azerbaijan Banks Association” (“ABA”) has the State Registration Certificate No. of the renewed registration issued on April 2, by the Ministry of Justice of the Azerbaijan Republic. ABA is a not-for-profit non-governmental organization not distributing profit among its members and expending profit exclusively to reach the goals of the Association. ABA unites, on the basis of common interests and irrespective of legal and organizational forms, banks and non-bank credit institutions as well as other entities with activities in the Azerbaijan Republic related to the monetary and credit system. ABA is founded on the principles of a voluntary union of members enjoying equal rights

1 to 10 staff

Bank Respublika

Our Aspiration: We are an important player in Azerbaijan Banking Sector and do our best to support financial stability of Azerbaijan. We help Azerbaijan citizens to realize their financial opportunities. We help Azerbaijan companies to create value for Azerbaijan society. Our customers and employees are the Bank’s most valuable capital. We want to become the bank of choice for the middle class in Azerbaijan. Our Values: F ocused: We are focused on what we do the best. A daptable: We are adaptable to fit the ever changing environment. Y :['wai] We always ask "Why?" to get the insights on what we do. D ynamic: We are proactive, responsive and forward thinking. A ccountable: We are accountable for our actions, successes and failures. L earning: We expect development throughout each individual’s career by a combination of individual and bank commitment. I nnovative: We have courage and pioneering spirit to fuel our success.

501 to 1000 staff

Parabank Ojsc

Parabank OJSC was founded on December 3, 1991 and is headquartered in Baku, Azerbaijan. Parabank provides a range of banking services in retail, corporate, commercial, business, investment, financial institutions, individual and private banking segments in the Azerbaijan Republic. It offers various savings accounts. The company’s loan products comprise loans for state employees and state establishments; employees of education and health enterprises; consumer loans on the basis of pledge; pawnbroking loans; car loans; loans on the basis of guarantee and deposits; student education loans; and patriot loans, as well as business and agricultural loans. In addition, it provides money transfer services; debit and credit cards; letters of credit and guarantees; POS terminal services; safe boxes; cash services; and cash collection services. Parabank established business relations with the European Bank for Reconstruction and Development, Asian Development Bank, International Finance Corporation and with a number of international financial institutes with the aim to strengthen its international relations. Parabank’s banking license was revoked July 21, 2016. However, unlike other banks, it decided to continue its activities. Instead, the bank appealed to the regulator for a license to operate as a non-bank credit organization. Non-bank credit organization PARA appeared in Azerbaijan in March 2017. This is the first bank in the history of the Azerbaijani banking sector that turned into a non-bank credit organization.

501 to 1000 staff

Xalq Bank

ASC “Xalq” Bankı Azərbaycan Respublikasının Mərkəzi Bankının lisenziyası əsasında 27 dekabr 2004-cü il tarixdən fəaliyyətə başlamışdır. Yarandığı gündən etibarlılığı və sabitliyi ilə seçilən Xalq Bank öz müştərilərinə dürüstlük və şəffaflıq, etimad, hörmət, çeviklik, xidmətin yüksək keyfiyyəti və fərdi yanaşma prinsipləri əsasında müasir, əlverişli xidmət və məhsullar təqdim edir. Ötən illər ərzində bank böyük və şərəfli yol qət edərək ölkənin aparıcı bankları sırasında öz yerini tutub. Hazırda Xalq Bank 9-u paytaxtda, 21-i ölkəmizin bölgələrində olmaqla, ümumilikdə 30 filialı özündə birləşdirən universal bankdır. Hazırda Xalq Bank əsas maliyyə göstəriciləri üzrə sabit artım nümayiş etdirir və ölkənin bank sektorunun liderlərindən biridir.

501 to 1000 staff

Millikart Llc

Biz, öz işlərinə bağlı olan və tam məsuliyyətlə çalışan, inovasyon texnologiyaları tətbiq edən, öz sahələrində ən yaxşı mütəxəssislər olan və gəlirli inkişaf üçün yeni imkanları dəyərləndirən insanlarımıza borcluyuq. Şirkətimizin gələcək inkişafını təşkil edən brend dəyərlərimizi yaratdıq. Bu dəyərlər sayəsində biz, şirkətimiz üçün mühüm fundament qura bildik və doğru istiqamətdə cəmləşdik. Bizim missiya və strategiyamız niyyətimiz və inamımızı ümumilışdirir. Missiyamız hər zaman bacardığımız hər şeyin ən yaxşısını təqdim edəcəyimizə dair vəddir və bizim kim olduğumuzu vurğulayır. Bizim tariximiz: Biz, öz fəaliyyətimizi kart emalı mərkəzi kimi başlamışdıq. Zamanla, Avropa Yenidənqurma və İnkişaf Bankı daxil olmaqla 18 bankadan ibarət sabit səhmdar strukturlu məhdud məsuliyyətli cəmiyyətə çevrilmişdik. Korporativ mədəniyyət: Korporativ mədəniyyət bizim üçün şirkətimizin uğur və stabilliyini təmin edən əsas amildir. Bu, bizi birləşdirir, şırkətə olan sədaqətimizi artırır, işimizin məhsuldarlığını yaxşılaşdırır. Biz şirkətimizi əks etdirən və fərqləndirən, bütün üzvləri tərəfindən qəbul edilən ümumi ideya, dəyər və düşüncələr, idarəetmənin norma və metodlarının vahid bir sistemi altında birləşmişik. Şirkətimiz bizim üçün öz xüsusiyyətləri və xasiyyəti olan müstəqil “şəxsiyyətdir.” Bütün komandamız onu çiçəklənən və ayaqlarının üstündə möhkəm duran biri kimi görmək istəyir. Çalışırıq Biz əminik ki, hər hansı bir iş avtomobilə bənzəyir – öz gücünə yalnız üzü aşağı hərəkət edəcək. Biz kollektiv idraka inanırıq, amma intellektual şəxsiyyətin dəyəri də bizim üçün dəyişməzdir. Biz iddia edirik ki, vaxtın ən səmərəsiz istifadəsi heç kimsəyə lazım olmayan işin görülməsidir. Dincəlirik Biz hesab edirik ki, istirahət və əmək ayrılmazdır, səmərəsiz istirahət isə ən pis işdən daha çox yorucudur. Biz inanırıq ki, güc həm ağılda, həm də əzələlərdə olmalıdır. Buna görə də mənalı istirahət və idmana əhəmiyyət veririk.

51 to 200 staff

Pasha Private Banking

Azərbaycan bazarında ilk “Private banking” xidmətini təklif edən “PASHA Private Banking” olaraq, məqsədimiz müştərilərin sərvətini qorumaq, artırmaq, eləcə də gələcək nəsillərə ötürməkdir. “PAŞA Bank” tərəfindən 2010-cu ildə yaradılan “PASHA Private Banking” müştərilərin maliyyə aktivlərinin etibarlı və səmərəli idarə olunmasını təmin edir.

51 to 200 staff

Kapital Bank Life

Doğru yoldasan 🧭

5001 to 10000 staff

Afb Bank Ojsc

Having obtained license No.253 by the Central Bank of Azerbaijan Republic on November 28, 2008, AFB Bank started to function from February, 2009. According to Article 19 of the law "On Banks", AFB Bank has been established as Open Joint Stock Company. As one of the subjects of bank market of Azerbaijan,"AFB" Bank Open Joint Stock Company always prefers efficient and discreet, less risky and well-balanced action targeted on dynamic development, as well as supports the country economy and monetary policy of our government. The Bank`s activities are not limited to the time period. The Bank engages in all activity types not prohibited in the banking license received from the Central Bank of Azerbaijan Republic.

201 to 500 staff

Ibokt.Az

INTERNATIONAL" Bank Olmayan Kredit Təşkilatı Qapalı Səhmdar Cəmiyyəti 21.05.2013 - ci il tarixində BKT - 12 saylı lisenziyaların mərkəzi reyestrinə daxil edilmişdir. Həmin tarixdən etibarən verilmiş lisenziya əsasında, təminatlı və təminatsız kreditlərin verilməsinə, habelə “Bank olmayan kredit təşkilatları haqqında” Azərbaycan Respublikasının Qanununda nəzərdə tutulmuş digər fəaliyyət növləri ilə qanunvericiliyə müvafiq qaydada məşqul olur. Məqsədimiz Təşkilatlarımızın əsas məqsədi, fəaliyyətimizi genişləndirmək və müştərilərimizin istəklərinə uyğun xidmət göstərməkdir. Sloqan Etibarınız Qızıldan Dəyərlidir!

201 to 500 staff

Aqrarkredit Joint-Stock Credit Organization

In accordance with banking reforms conducted in Azerbaijan Republic since April 2001 is functioning under the name of “Aqrarkredit” Closed Joint-Stock Non-Banking Credit Organization by holding its legal form (hereinafter “Aqrarkredit” Joint-Stock Credit Organization).

201 to 500 staff

Bank Vtb Azerbaijan

2009-cu ildən Azərbaycanda fəaliyyət göstərən bank VTB (Azərbaycan) beynəlxalq səviyyədə geniş çeşidli xidmətlər təklif edən universal bankdır. VTB (Azərbaycan) 20-dən çox ölkəsində nümayəndəliyi olan VTB beynəlxalq maliyyə qrupunun üzvüdür. Bankın əsas məqsədi Azərbaycan biznesinə VTB qrupun fəaliyyət göstərdiyi ölkələrin bazarlarına çıxmağa kömək etmək, eləcə də Azərbaycanda işləyən Rusiya şirkətlərinə dəstək olmaqdır. VTB (Azərbaycan) Rusiya ilə işgüzar əlaqələri olan Azərbaycan sahibkarları üçün əsas tərəfdaş bankdır. Bank, kiçik və orta biznes üçün etibarlı, sabit maliyyə qurumudur. Bank VTB (Azerbaijan) — универсальный банк, предоставляющий комплекс современных банковских продуктов и услуг международного уровня. Bank VTB (Azerbaijan)- часть международной финансовой группы ВТБ, которая имеет представительства в более чем 20 странах мира. В банковском секторе АзербайджанаBank VTB (Azerbaijan) функционирует с 2009 года. Основными задачами, стоящими перед банком, являются поддержка реального сектора Азербайджана, содействие развитию азербайджано-российского экономического сотрудничества, а также финансирование совместных проектов.

501 to 1000 staff

Nakhchivanbank Ojsc

Nakhchivanbank” JSC established for providing financial services to population of the Nakhchivan Autonomous Republic, as well as to persons engaged in small and middle-scale entrepreneurship and operating since 2008 is a second regional bank of the Republic of Azerbaijan. “Nakhchivanbank” JSC was enrolled in Ministry of Taxes on April 29, 2008, and is entitled to render universal banking services to physical persons and legal entities basing on license No. 252 dated of August 4, 2008 issued by National Bank of the Republic of Azerbaijan. Since date of commencement Bank gained significant influence in financial-bank sector of the region and turned into reliable financial institution. Main objective of the Bank`s activities include providing a competitive, advanced technological banking services. Bank’s customers incorporate numerous companies and organizations engaged in industry, transport, construction, agriculture, trade and services sector, as well as physical persons. According to strategic plan, “Nakhchivanbank” JSC will continuously apply all efforts in performing further top level actions for increase of future activity effectiveness, shaping of Bank’s positive image, establishment of long-term and reliable customer base, justification of customers confidence, building of long-term partnership, formation of operating credit and deposit portfolio, render of high quality service to customers, offer of new services, upgrade of available services’ terms, increase of Bank’s profitability.

51 to 200 staff

Kredit Evi Mmc

51 to 200 staff

Life At Accessbank

AccessBank focuses on micro and small business because this sector is vital for the development and diversification of Azerbaijan's economy, the creation of jobs and the elimination of poverty. While most micro and small businesses operate profitably and their flexibility helps them absorb economic shocks, their growth is often limited by a lack of access to financial services. AccessBank has been created to close this gap: to provide access to European standards of financial services for the micro and small business community as a whole, including the households who form part of this community, and to create a more inclusive financial system.

1001 to 5000 staff

Aabacus Llc

The company AaBaCus was founded in 2012 and successfully started its activities. Our company offers equipments of cash processing and storing of valuables, banking products (detectors, counters, sorters and packers of banknotes, safety products, special doors for storage and etc.) and consumables, IT equipment and solutions, integrated solutions in the field of cash operations, systems of electronic managing of queues, services for them on banks, retailers and other organizations, special software’s and "know-how"'s of the World's leading supplier companies in this sphere. Among our customers there are banks, factories, government organizations, retailer shops, service enterprises, restaurants, transport organizations, petrol stations, hotels, and many others. In its activities the company is guided by the principles of the offers advanced and modern technologies and products. We are distributors of world well-known producers (DeLaRue/Great Britain, Mem-o-Matic/Germany, Orfix/Germany, Kobell/Great Britain, HP/USA, DeRaat/Netherlands, DoCash/Germany, InSol/Russia, Vildis/Russia, Kusters Engineering/Netherlands, Projectina/Switzerland, Mettler Toledo/USA, Niton/USA). A distinctive feature of the company is highly qualified and experienced team. As a part of our company - the specialists understand list of works from the side of the implementer and customer and have experience in organizing information support systems. To ensure positive results, the company in its activities presents preferences best practices and technologies on the organization of implementation and maintenance of various systems of the customer. In addition this service is our priority. The company consists of four departments (administration, research and development, sale, service).

1 to 10 staff

Caspa Technology

Merkezi iSTANBUL’da bulunan Caspa Teknoloji 2017 yılında Türkiye ve Azerbaycan’da kurulmuştur. Azerbaycan resmi satış ve servis hizmetini göstermeye başlamıştır. 2018 yılında Caspa Bilişim A.Ş olarak hizmetlerine daha güçlü bir şekilde devam etmektedir. İlk denizaşırı şubesini 2017 yılında Azerbaycan’da açmıştır, kişisel bilgisayarlardan en büyük boy Bilgi İşlem Sistemlerine kadar muhtelif kapasitelerde genel maksatlı Bilgi İşlem Sistemlerini, Bankacılık Hizmetleri ve Web Yazılım gibi çeşitli sektörler için özel olarak geliştirilmiş Sistemleri ve Terminalleri dünyanın bölgelerindeki fabrikalarında üreten, pazarlayan, satış sonrası destek ve hizmetlerini sağlayan güçlü çok uluslu bir şirkettir. Caspa Bilişim Türkiye’de geniş kadrosu, İstanbul Merkez ve Azerbaycan müşteri hizmetleri irtibat bürosu ile Şirketimizin bütün dünyada geçerli genel prensipleri ve faaliyet sahaları doğrultusunda Türkiye ve Azerbaycan Bilişim Pazarında Müşterilerinin hizmetlerinde çalışmaktadır. Faaliyet konularımız genelde: Azerbaycan’da bankacılık sektöründe TÜM ATM lerinin Satış-Servis hizmetini ve yazılım hizmetini vermek, Dijital Bankacılık Çözümleri, Genel maksatlı Bilgi İşlem Sistemleri ve Özel maksatlı Sistemler ve Terminaller pazarlamak, Üstün vasıflı satış sonrası teknik hizmet sunmak, En Mükemmel şekilde eğitilmiş uzman kadrosu ile * Proje Yönetimi,* Sistem Analiz ve Dizaynı * Özel Yazılım Geliştirme konularında hizmet vermek, Eğitim ve öğretim sağlamak, Bilgi İşlem İşletim malzemeleri ve gerekli yan ürünler pazarlamak şeklinde özetlenebilir.

11 to 50 staff

Pasha Bank Careers

1001 to 5000 staff