Banking in Nepal

Himalayan Bank Limited

Himalayan Bank was established in 1993 in joint venture with Habib Bank Limited of Pakistan. Despite the tough competition in the Nepalese Banking sector, Himalayan Bank has been able to maintain a lead in the primary banking activities- Loans and Deposits. Legacy of Himalayan lives on in an institution that's known throughout Nepal for its innovative approaches to merchandising and customer service. Products such as Premium Savings Account, HBL Proprietary Card and Millionaire Deposit Scheme besides services such as ATMs and Tele-banking were first introduced by HBL. Other financial institutions in the country have been following our lead by introducing similar products and services. Therefore, we stand for the innovations that we bring about in this country to help our Customers besides modernizing the banking sector. With the highest deposit base and loan portfolio amongst private sector banks and extending guarantees to correspondent banks covering exposure of other local banks under our credit standing with foreign correspondent banks, we believe we obviously lead the banking sector of Nepal. The most recent rating of HBL by Bankers’ Almanac as country’s number 1 Bank easily confirms our claim.

1001 to 5000 staff

Kumari Bank Limited

Kumari Bank Limited, came into existence as the fifteenth commercial bank of Nepal by starting its banking operations from Chaitra 21, 2057 B.S (April 03, 2001) with an objective of providing competitive and modern banking services in the Nepalese financial market. The Bank has paid up capital of NPR 13.87 billion.

1001 to 5000 staff

Nepal Investment Bank Limited

Nepal Investment Bank Ltd.(NIBL), previously Nepal Indosuez Bank Ltd, was established in 1986 as a joint venture between Nepalese and French partners. The French partner (holding 50% of the capital of NIBL) was Credit Agricole Indosuez, a subsidiary of one the largest banking group in the world. With the decision of Credit Agricole Indosuez to divest, a group of companies comprising of bankers, professionals, industrialists and businessmen, had acquired on April 2002 the 50% shareholding of Credit Agricole Indosuez in Nepal Indosuez Bank Ltd. The name of the bank has been changed to Nepal Investment Bank Ltd. upon approval of bank’s Annual General Meeting, Nepal Rastra Bank and Company Registrar’s office with the following shareholding structure.* A group of companies holding 50% of the capital * Rashtriya Banijya Bank holding 15% of the Capital.* Rashtriya Beema Sansthan holding the same percentage.* The remaining 20% being held by the General Public (which means that NIBL is a Company listed on the Nepal Stock Exchange). We believe that NIBL, which is managed by a team of experienced bankers and professionals having proven track record, can offer you what you're looking for. We are sure that your choice of a bank will be guided among other things by its reliability and professionalism.

501 to 1000 staff

Nepal Rastra Bank

NRB, the central bank of Nepal, established in 1956 under the Nepal Rastra Bank Act 1955 is the monetary, regulatory and supervisory authority of banks and financial institutions. The new Nepal Rastra Bank Act 2002 which replaces the erstwhile Act has ensured operational autonomy and independence to the Bank. Key objectives of the Bank are to achieve price and balance of payments stability, manage liquidity and ensure financial stability, develop a sound payments system, and promote financial services. The Board of Directors, chaired by the Governor, is the apex body of policy making and the Governor also discharges his duty as the chief executive of the Bank. Information about the NRB including its policies, functions and activities can be accessed at

1001 to 5000 staff

Garima Bikas Bank Limited

Garima Bikas Bank Limited, a National Level Development Bank headquartered in Waling, Syangja, commenced its commercial operations on the 18th of Kartik, 2064 and the formal inauguration took place on the 7th of Marg, 2064. The bank, which initially started its banking transactions with a paid-up capital of only NPR 26.5 million, had covered three districts i.e Syangja, Palpa, and Kaski as a Regional Level Development Bank. On the 20th of Chaitra, 2068, its business coverage area was expanded to 10 districts. Garima Bikas Bank, with a commitment to "Access to All," overcame limited business coverage and service distribution challenges by strategically becoming a National Level Development Bank. Through mergers with erstwhile Nilgiri Bikas Bank Limited on 29th of Asadh 2072 and erstwhile Subekshya Bikas Bank Limited on 4th of Ashwin 2073, the bank strengthened its capital base, expanded branch locations, and improved overall operations. The recent acquisition of Sahara Bikas Bank Limited on 28th of Kartik 2078 further enhances our presence in Province 2. As a result, Garima Bikas Bank has transformed into a robust financial institution, offering a wide range of banking services to a larger customer base and ensuring accessible and reliable banking services across Nepal.

501 to 1000 staff

Nabil Bank

Nabil Bank Limited, the first foreign joint venture bank of Nepal, started operations in July 1984. Nabil was incorporated with the objective of extending international standard modern banking services to various sectors of the society. Pursuing its objective, Nabil provides a full range of commercial banking services through its 268 branches across the nation and over 200+ reputed correspondent banks across the globe.

1001 to 5000 staff

Laxmi Sunrise Bank

On July 14, 2023, a new era in banking began with the birth of Laxmi Sunrise Bank, emerging from the merger of two established Nepali banks – Laxmi Bank, established in 2002, and Sunrise Bank, established in 2007. As a category “KA” financial institution licensed by the Nepal Rastra Bank and registered under the BAFIA, Laxmi Sunrise is committed to delivering unparalleled financial services to our valued customers. Welcome to Laxmi Sunrise, where the future of banking meets a rich legacy of trust and excellence. Join us at Laxmi Sunrise, where we #reimagine banking together with you on the path to your goals. Aspire. Together.

1001 to 5000 staff

Kamana Sewa Official

Kamana Sewa Bikas Bank Limited is a National level development bank promoted by highly prominent business personalities/ groups and reputed individuals of the region who have excelled in their field of business/profession with very good integrity and social standings. Under the guidance of reputed Board of Directors and professional and dynamic management team having extensive experience with proven track-record in the banking industry, Kamana Sewa Bank is committed to offer a wide range of banking products and services tailored with the state-of-the-art technology to meet the unique requirements of all the customer/clients and thereby delight them by exceeding their expectations. With a shared vision of "Your Partner For Progress",Kamana Sewa Bank Team is committed to providing the quality products and services to its valued customers with utmost courtesy and care. We at Kamana Sewa believe that delivery of quality products / services designed / customized to best suit the customer need through continuous research / development and innovation is the foundation to build-up the trust and enhance the level of confidence between the customer and the bank. Hence, Kamana Sewa Bank Team pledges its commitment to always endeavor for delivery of innovative products / services to all the customers to best suit their requirements thereby ensuring the optimum benefit and value addition to the customer as well as to all other stake holders.

1001 to 5000 staff

Siddhartha Bank Limited

Siddhartha Bank Limited (SBL) commenced operations in 2002. The Bank is promoted by a group of highly reputed Nepalese dignitaries having wide commercial experience. We provide a full range of commercial banking services through our network of 187 branches spread across the country. The environment of Nepalese banking sector is undergoing a rapid transformation. With liberalization in financial markets and integration of domestic market with external markets, bank operations have become more complex and dynamic. We are geared to meet the challenges and keep abreast with the changes. The Vision statement of the Bank describes the core values and purposes that guide the Bank as well as an envisioned future. Fundamentally, in all dealings SBL earnestly believes in transparency, financial soundness, efficiency and better technology.

1001 to 5000 staff

Manjushree Finance Limited

Manjushree is a Class 'C' Financial Institution licensed by Nepal Rastra Bank, established in 28 Ashoj 2064 as a National Level Finance Company. Our vision is to become the country’s premier financial institution known for its expertise and services in providing superior financial solutions to you. Manjushree is equipped with a strong capital base, a team of competent and dedicated management professionals, strong IT infrastructure and systems, wider and deeper connections in the market, We now stand as a very modern & efficient financial institution. It provides customer-focused financial services to you in a very friendly environment.

201 to 500 staff

Mega Bank Nepal Limited

Nepal Investment Bank Limited (NIBL), established in 1986 as a joint venture between Nepalese and French partners was initially named Nepal Indosuez Bank Ltd. The French partner holding 50% of the capital of Nepal Indosuez Bank Ltd. was Credit Agricole Indosuez, a subsidiary of one of the largest banking group in the world. Later in 2002, a group of Nepalese companies comprising of bankers, professionals, industrialists and businessmen acquired the 50% shareholding of Credit Agricole Indosuez in Nepal Indosuez Bank Ltd. and accordingly named the bank; Nepal Investment Bank Ltd.(NIBL). After 36 successful years of operation a new phase beckoned for NIBL. Following Nepal Rastra Banks (NRB) policy to reduce the number of commercial banks across the country, Nepal Investment Bank Ltd. signed a Memorandum of Understanding (MoU) with Mega Bank Nepal Ltd. to enter into a merger on June 10th 2022. Mega Bank Nepal Ltd. started its operations on July 23rd 2010 and had completed 12 years of operation in the banking sector with its total paid up capital amounting to NPR 16.12 billion. Nepal Investment Bank and Mega Bank Nepal started joint operations on January 11th 2023 by the unifying name of; Nepal Investment Mega Bank Ltd.(NIMB). As a merged entity Nepal Investment Mega Bank Ltd will continue to provide exemplary banking services to its ever increasing volume of clientele thus significantly contributing to Nepals financial sector. VISION To be the most preferred Financial Service Provider in Nepal MISSION We aspire to be the leading Nepali Bank, delivering world class services through a blend of state-of-the-art technology and visionary management in partnership with competent and committed staff, ensuring the highest level of ethical standards, professional integrity, corporate governance and regulatory compliance to achieve sound financial health with sustainable value addition to all our stakeholders.

1001 to 5000 staff

Nepal Bangladesh Bank Ltd

Nepal Bangladesh Bank Ltd. is a leading ‘A’ class commercial bank licensed by Nepal Rastra Bank. Nepal Bangladesh Bank was registered with Office of Company Registrar (50-050/051, Dated January 14, 1994) as a public company limited by shares. Nepal Bangladesh Bank started its banking operation from 6th June, 1994. Nepal Bangladesh Bank was established as a joint venture bank with IFIC Bank Ltd, Bangladesh. Shares of the bank are listed in Nepal Stock Exchange Ltd. since 1995.

501 to 1000 staff

Nepal Payment

Nepal Payment is set to be the biggest aggregated platform/payment operator and financial switch facilitating major PSPs, Banks, Cooperatives and other BFIs at domestic and international levels.

11 to 50 staff

Nepal Sbi Bank

NSBL was established in July 1993 and has emerged as one of the leading banks of Nepal, with 937 skilled and dedicated Nepalese employees(as on Poush end 2080) working in a total of 139 outlets that include 97 full-fledged branches, 22 extension counters, 7 Province offices, 12 Branchless Banking Outlets and Corporate Office. With presence in 51 districts in Nepal, the Bank is providing value added services to its customers through its wide network of 121 ATMs, internet banking, mobile wallet, SMS banking, IRCTC Ticket Online Booking facility, etc. NSBL is one of the fastest growing Commercial Banks of Nepal with more than 1.30 million satisfied deposit customers and over 1 million ATM/Debit cardholders. The Bank enjoys leading position in the country in terms of penetration of technology products, viz. Mobile Banking, Internet Banking and Card Services. The Bank is moving ahead in the Nepalese Banking Industry with significant growth in Net Profit with very nominal NPA. As of 31st Ashad, 2080, the Bank has deposits of Rs. 150.72 billion and advances (including staff loan) of Rs. 125.53 billion, besides investment portfolio (including investment on subsidiary) of Rs. 34.14 billion.

501 to 1000 staff

Prabhu Bank Limited

Prabhu Bank Limited has been in operation in Nepal since 2016 after attaining the status of “A” class financial institution from the central bank. Today, the Bank is one of the key players of the nation's financial market whilst operating distinctively and enjoys the status of being the largest private commercial Bank of Nepal in terms of market reach and networking. It is also one of the fastest growing financial institutions since its inception and has accommodated seven different financial institutions in its making. We are a prominent commercial bank, catering our financial services to more than 1.5 million people with 215 branches, 58 extension counters, 189 ATM outlets and more than full time employees. Our legacy and values are expressed in our brand promise; and our Operation Excellence reflects our Purpose, which is to support individuals, families and businesses to attain financial independence and improve their financial wellbeing through our unique competence and competitive advantage. With large number of Prabhu Bank family we are operating in both major markets and rural areas of Nepal. With ever-growing geographical reach, Prabhu Bank Limited is serving its clients and customers through a strategic domestic network. In addition, the global business of Prabhu Group enables it to be one of the best Banks in Nepal for providing truly international banking services. Prabhu Bank Limited offers a full range of banking products and services to a wide range of clients and customers including individuals, mid-market local corporates, multinationals, large public-sector companies, government corporations as well as the development organizations segment comprising of aid agencies, bilateral entities, multilateral entities, non-government organizations and international non-government organizations. The Bank has been the pioneer in introducing client-focused products and services and aspires to continue its leadership.

1001 to 5000 staff

Mahalaxmi Bikas Bank Limited

The Most Trusted Bank” for the customers, to the employees, to the stockholders and to the regulators.

501 to 1000 staff

Nic Asia Bank

The undisputed market leader in the alco-beverage business in Nepal.

501 to 1000 staff

Nepal Infrastructure Bank Ltd. Nifra

With an aim to meet the need for a dedicated infrastructure development bank in the country, the Government of Nepal (GoN) and Nepal Rastra Bank(central bank) paved the way for the establishment of infrastructure development bank through the Annual Budget for the Fiscal Year 2015/16 and the subsequent Monetary Policy of the same year. Accordingly, Nepal Infrastructure Bank Limited was registered under the Ministry of Industry and Commerce, Company Registrar’s Office on 8th June 2018 as the first national-level infrastructure development bank of the nation, promoted by the Government of Nepal together with Banks and Financial Institutions (BFIs), Life and Non-life Insurance companies, other private sector leading entities and a team of entrepreneurs. This makes NIFRA the only bank to operate under the Public-Private Partnership Modality. The bank aims to promote the culture of Private Sector Participation(PSP) in infra-projects and work closely with the Government of Nepal in planning and developing national policies for infrastructure development. The major sectors of NIFRA are energy, tourism, industrial, transportation, information communication technology, urban, and other productive sectors. Vision To be the nodal financial institution of the nation for infrastructure development. Mission To accelerate investment in infrastructure. To bridge the financial gap for unlocking development potential.

11 to 50 staff

Nmb Microfinance

NMB Microfinance Bittiya Sanstha Limited, a microfinance subsidiary of NMB Bank Limited is a regional level D Class licensed by Nepal Rastra Bank, having 15 mountainous and hilly district.It is the first microfinance institution to be registered as a subsidiary of a development bank in Nepal. Registered as a limited company in 2068/01/20, NMBMBSL started microfinance operation from 2069/12/18 after getting license from Nepal Rastra Bank to operate as a “D” class financial institution as per Bank and Financial Institution Act 2003.

501 to 1000 staff

National Cooperative Bank Limited

Welcome to NCBL National Cooperative Bank Limited (NCBL) was established in 2003, as the only bank in the cooperative movement of Nepal at national level, in exercise of the power conferred by the sub-section 4 of section 26 under the then prevailing Cooperative Act, 1992 (first amendment, and from the recommendation of Nepal Rastra bank (Central bank of Nepal) as an umbrella institution to provide banking and financial services to all its member cooperatives following the long and continuous demand and efforts of cooperators. Assessing the importance of setting up a separate bank to exclusively support the cooperatives in the country, Nepal Government had amended the Cooperative Act, 1992 and released NPR10 million as equity participation in the fiscal year /2001. It has been successfully carrying out cooperative banking business since seventeen years. NCBL is primarily established with the objective to meet the financial needs and launch different promotional activities to support its member cooperatives to be more professional and competitive. The establishment of NCBL, therefore, has a special implication for the development of cooperative movement of Nepal since the promotion and strengthening the cooperatives address the country major socio-economic deprivations, poverty, unemployment and inequality etc. At present, the bank with about 14,400 member cooperatives covering all 77 districts and with rapidly growing number day by day, has already extended its network in 68 different places. NCBL is further planning to be expanded to other places in the current fiscal year to better serve the member cooperatives.

201 to 500 staff

Nirdhan Utthan Bank Limited

Nirdhan is a Micro Finance Institution regulated by the Central Bank of Nepal. The mission of Nirdhan Utthan Bank is to extend financial services and social awareness to the poor in under-served and un-served areas of Nepal in a sustainable manner. Currently, it is the only micro finance Bank to be fully operational in all 77 districts of Nepal. It has 185 branches.

1001 to 5000 staff

Sana Kisan Bikas Bank Ltd

11 to 50 staff

Nepal Rastra Bank Nrb

The Nepal Rastra Bank (NRB; Nepali: नेपाल राष्ट्र बैंक) was established April 26, 1956 A.D.(Nepali Date: Baisakh 14, 2013 B.S.) under the Nepal Rastra Bank Act, 1955, to discharge the central banking responsibilities including guiding the development of the embryonic domestic financial sector. As of now, the NRB is functioning under the new Nepal Rastra Bank Act, 2002. The functions of NRB are to formulate required monetary and foreign exchange policies so as to maintain the stability in market prices, to issue currency notes, to regulate and supervise the banking and financial sector, to develop efficient payment and banking systems among others. The NRB is also the economic advisor to the government of Nepal. As the central bank of Nepal, it is the monetary, supervisory and regulatory body of all the commercial banks. development banks, finance companies and micro-finances institutions.

501 to 1000 staff

Samriddhi Finance Company Ltd

Samriddhi Finance Company Limited (SFCL) is a public limited company established in Nepal in 2057 BS. It operates as the 49th financial institution in the country and is licensed by Nepal Rastra Bank to conduct banking transactions as a C class financial institution under the Bank and Financial Institution Act 2073 (BAFIA 2073).

1001 to 5000 staff