Insurance in Israel

Ayalon Insurance & Finance

Ayalon Insurance Company Ltd. is one of the six largest insurance and finance groups in Israel in terms of volume of sales. The majority of the Company's shares (70.17%) are held by WeSure Global Tech Ltd, and the rest are held by the public. Ayalon currently employs approximately 1,150 workers and operates through four regional districts: Tel Aviv, Center, Haifa and Jerusalem. The Company's main distribution channel is the insurance agents, and the four districts operate an array of approximately 2,600 agents and agencies all over the country. Ayalon's core values – Ayalon has adopted four main core values: humaneness, service, fairness and innovation. These values guide Ayalon in its activities and business conduct, for the benefit of its policyholders, agents and suppliers. Service – This field is a key strategic goal of the Company, and accordingly, Ayalon Insurance Company reflects in its vision, in its chosen slogan – "People Serving People" – and in its values, the human aspect of insurance, with a special emphasis on a high level of service to the policyholders and the agents. Contribution to the community – Social responsibility is one of Ayalon's most prominent values. The Company invests heavily in increasing the presence of its employees in the community and holds a wide variety of voluntary activities throughout the year. The Maala ESG Index – Ayalon was ranked platinum in the index for 2022. Ayalon also honored to be ranked among the 150 Most Trusted Companies in Israel. Digital and innovation – Ayalon is a leader in product innovation in all fields of activity and offers diverse and innovative insurance solutions in general insurance, long-term savings and health insurance. Below is a partial list of products in the Company's various areas of operation: General insurance, Apartment insurance, Car insurance, Cyber insurance for businesses, Professional liability, Long-term savings, Health insurance.

1001 to 5000 staff

Harel Insurance & Finance

Harel Insurance Investments & Financial Services LTD. is one of Israel's largest insurance and finance groups that provides comprehensive financial and insurance solutions. As of March 31, 2019, the Group manages assets over NIS 250 billion. Founded as a family business in 1935 by the late Ernst and Margot Hamburger, Harel Insurance Investments & Financial Services has become one of Israel’s largest insurance groups. Their comprehensive product portfolio includes health, life, business, and motor insurance as well as investment services such as pension and mutual funds. Despite the fact Harel is now a publicly traded company with more than employees, they retain their traditional family values including an emphasis on personalized service and reliability In 2015, Harel announced a new strategy to "recalculate routes" transform for the digital era. Seeking to provide agents customers with simpler, faster, and more personal service, our strategy involved digitizing processes and data driven to improve the speed and quality of service as well as expanding the use of analytics. Harel insures the Israeli branches of numerous multinational corporations and is a “Global Partner” of large insurance conglomerates, such as Zurich, Allianz, AXA, Royal & Sun Alliance, XL-Catlin, HDl-Gerling, QBE, If P&C, Sompo Japan Nipponkoa Insurance and Chubb.

1001 to 5000 staff

Ravin.Ai

RAVIN AI offers the world's most advanced vehicle damage analysis tools helping insurers and fleet owners streamline claims, repairs and remarketing of vehicles.

51 to 200 staff

Sproutt Insurance

The life insurance revolution has arrived. Meet Sproutt, the company dedicated to modernizing life insurance for agents and their customers!

51 to 200 staff

Joshu

Joshu is an insurance product development and distribution platform that helps insurance product owners configure, launch and update their products without coding. Designed for insurance professionals and packed with features accelerating product setup, Joshu’s portals and Underwriter Desk come out of the box and support the full lifecycle of a policy. Founded by technology experts experienced in selling insurance online, Joshu was purpose-built to give insurance professionals the tools they need to harness digital distribution and win new markets faster.

11 to 50 staff

Tmura Insurance Agency

Tmura is one of the leading Insurance Agencies in Israel, specializing in managing complex pension and finance schemes for organizations. Tmura provides services to over customers in hundreds of organizations, while managing assets of over 20 Billion nis. With over 300 employees, In addition to its core activity, Tmura's service venue includes health insurance, retirement guidance, medical rights consummation and Tmura's pension & finance studies center – "daat Tmura". The organizational ethos of Tmura is costumer centered, emphasizing highly professional and knowledge-intensive costumer service - an essential in the dynamic world of pensions, finance and regulations. Tmura's vast knowledge and experience with complex pension systems in organizations, and its advanced computerized, monitoring and simulation systems, developed in-house, supply online & offline smart solutions to the various needs of its customers – organizations and individuals. Innovation is a central theme in Tmura's business vision, alongside professionalism, transparency and reliability.

201 to 500 staff

Ginger

Welcome to GINGER, the insure-tech startup providing innovative health and travel insurance solutions for High-Tech companies. Our digital platform and accompanying services go beyond insurance to simplify and enhance the travel experience for both employers and employees. Led by Oshrat Ben-Moshe, GINGER is proud to work with hundreds of leading High-Tech companies, serving tens of thousands of employees whether by web or mobile. Our comprehensive solution includes not only health and travel insurance, but also wellness and well-being benefits, reimbursement monitoring and expense management, creating a single platform for both employers and employees. At GINGER, we understand that managing personnel travel scheduling, insurance, and claims processing can be messy and costly. That's why we offer customized travel insurance solutions and a travel insurance management platform for companies and organizations, while providing employees with an enhanced and simplified insurance experience. Our services include- Comprehensive medical coverage - Online consultation with a medical specialist 24/7 in Israel - Digital travel folders - Free business lounge access - Coverage for trip cancellations, for any reason - Online filing of claims for flight delays/cancellations - Online refunds for medical or baggage claims - Expense reimbursement and management Our team of experts is dedicated to providing you with the highest level of service and support. Contact us today to learn more about how GINGER can help your High-Tech company simplify and enhance your travel insurance and health needs.

1 to 10 staff

Voom Insurance

VOOM is an InsurTech pioneer, crafting cutting-edge, usage-based insurance solutions for the future of mobility. Our expertise lies in various mobility segments across all categories, from drones and light aircraft to motorcycles, e-bikes, rideshare, delivery, and modern fleets. Using technology we empower customers in “underserved” niches with better and fairer insurance solutions. At the heart of our company is the VOOM CORE, an end-to-end platform that provides superior, telematics-based risk analytics, a modern, born-in-the-cloud policy admin system, and a suite of effective distribution tools for direct distribution, brokers, and APIs for embedded insurance. The VOOM CORE allows for the creation of new, data-driven, insurance products in a rapid manner - a crucial factor in emerging mobility segments. VOOM has partnered with numerous insurance carriers across the US, Canada, and Europe and has served tens of thousands of policyholders. Among our products are SkyWatch - the leading digital drone insurance product in North America, VOOM & RIDE - the world's first pay-per-mile motorcycle insurance product, and VOOM & Drive (stay tuned.).

11 to 50 staff

Ramot Insurance Agencies Ltd

Ramot Insurance Agencies Ltd was established in 1983 by Mr. Yitzhak Neumann and Mr. Baruch Weisbord and is a leading insurance agency in Israel. In the D&B ranking of the top businesses in Israel for 2020 The agency works with the largest and well-known insurance companies in the country on a large scale and therefore its customers enjoy unique conditions, a variety of additions and benefits, and, of course, particularly attractive and discounted rates.

51 to 200 staff

Connected Insurance

We help businesses embed insurance into their offerings to strengthen their value proposition, create new revenue sources and bring peace of mind to their customers. CI accelerates the creation of bespoke, data-driven, insurances. We utilize advanced event sourcing technology and real-time data analysis algorithms to build the next-generation insurances that are covering new risks, dynamic and proactive.

1 to 10 staff

Ffla - Friedman Flex Levy Ashkenazi & Co

FFLA is a leading insurance advisory firm specializing in providing comprehensive insurance consulting services to large and mid-sized companies and to complex, large-scale projects in Israel and internationally. The firm focuses exclusively on insurance-related advisory and risk transfer solutions. Our expertise covers all insurance aspects required for complex projects, including the structuring of insurance programs, risk analysis, and alignment of insurance solutions with contractual, regulatory, and lender requirements. A key component of our work involves advising on insurance matters within financial close processes, particularly for large-scale energy and infrastructure projects financed through project finance, and EPC structures. We work closely with project sponsors, developers, contractors, lenders, insurers, and public authorities to ensure that insurance frameworks fully support project bankability, risk allocation, and long-term operational resilience.

11 to 50 staff

Sayata

Sayata makes placing and underwriting commercial insurance easier and more profitable. Delivering practical AI-driven solutions, Sayata helps all parties in the Insurance ecosystem do their jobs better. Whether you’re a broker, agent, or insurance carrier, Sayata delivers advanced technological solutions that grow your business, expand your appetite for new risks, and improve profitability. The newly launched Sayata Risk Engine now helps carriers weed out riskier accounts and broaden appetite, leading to growth and greater profitability simultaneously.

51 to 200 staff

Surance.Io

Surance.io provides and operates an end-to-end proactive & preventive personal cyber insurtech solution and platform, enabling insurance carriers to offer a frictionless product to policy holders. Surance.io operates the policy following production, through risk assessment, ongoing prevention and personalized alerts, 24*7 AI bot & Human response to stop cyber-attacks, restore data and fix or replace damaged IoT devices and more. By operating cyber policies with Suranc.io the carrier gains lower loss ratio, stickiness & higher renewal rate, all done by Suranc.io and the insured receives a tangible insurance at his palm acting as cyber safety personal advisor to consult with.

11 to 50 staff

Wtw Israel

WTW Israel At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help organizations sharpen their strategy, enhance organizational resilience, motivate their workforce and maximize performance. Working shoulder to shoulder with our clients, we uncover opportunities for sustainable success—and provide perspective that moves you. Learn more at wtwco.com.

11 to 50 staff

Zorro

At Zorro, we are on a mission to revolutionize healthcare benefits by making high-quality, affordable healthcare accessible to all. We believe employers shouldn’t be trapped in outdated, rigid group plans—and employees deserve the freedom to choose healthcare that truly fits their needs. By leveraging ICHRA and a defined contribution model, Zorro empowers employers to take control of their benefits budget, ensuring cost predictability and smarter allocation of resources. At the same time, employees gain the flexibility to select personalized health plans that align with their unique needs and preferences. Powered by advanced AI, our platform seamlessly navigates the complexities of the healthcare system, helping employers strategically manage costs while enabling employees to make informed, data-driven decisions.

11 to 50 staff

Cooper-Ninve

The Cooper Ninve Insurance Agency is one of the oldest and most prominent Israeli insurance agencies in the field of general insurance. Cooper Ninve, Coverholder at Lloyd’s, works with some of the largest insurance companies in the world and our policies are underwritten by certain Underwriters at Lloyd’s. Cooper Ninve works with reinsurance companies, an advantage that enables our policyholders and agents access to the world of international insurance. Underwriting the policies in Israel is beneficial for insureds and agents in two main aspects – time and money. Additionally and no less important, shortening the underwriting process and reducing the number of entities handling the application lowers premiums. Our agency specializes in unique risks, liability insurance such as employer liability, product liability, third party, professional liability, medical malpractice, directors’ insurance, cash in transit, etc. We place an emphasis on providing solutions in areas which the local market cannot address adequately, while adapting to the insured’s changing insurance needs. Cooper Ninve customizes special solutions for Israeli companies and international Israeli companies. When it comes to a solution for projects, we place an emphasis on solving the client’s insurance needs while learning and understanding the client’s activity and the inherent possible exposure. Cooper Ninve strives to provide our insureds and agents professional and personal service, availability, claims management at the highest level by our claims department and the leading law firms in Israel. Follow our social media - GMB - https://g.page/r/Cfe_CVI5F1xMEAE - FB - https://bit.ly/3sm5KXW - IG - https://bit.ly/3gwZ4B1

11 to 50 staff

Polywizz

PolyWizz Is an end to end solution that’s upon customer approval automatically collects and analyze customer’s entire insurance portfolio. By doing so, Polywizz helping sales team members identify the customers who are most likely to buy and the most relevant product to offer them.

11 to 50 staff

Fresh Concept

Fresh Concept – Group Insurance Experts, is a unique and innovative firm in the field of group health insurance. As a subsidiary of the Dr. Frishman Group, Fresh Concept has gained extensive knowledge and experience to become the market leader it is today. In addition to Dr. Frishman, Fresh Concept includes insurance specialists and a team of experts, who are dedicated to one goal: drafting and managing the best group health insurance policies in Israel. As a market leader, Fresh Concept manages all aspects of group insurance policies, beginning with data collection, organizational needs analysis and improvement of existing policies (when applicable), while maximizing the group’s purchasing power and drafting new optimal coverages for the firm’s clientele. The firm specializes in numerous insurance fields, including health, long-term care, dentistry, income protection, personal accidents, critical illness, risk insurance (life and disability), travel insurance, as well as insurance for foreign workers and tourists. A wide variety of companies and organizations are among the firm’s clients: financial corporations, start-up companies, government agencies, commercial and industrial enterprises, local authorities, academic institutions, etc.

11 to 50 staff

Tcs - Trade Credit Solutions

TCS is a leading insurance broker specializing in Trade Credit and Political Risk Insurance. Established in 2010, TCS is the first Israeli based brokerage dedicated only for Trade Credit & Political Risks Insurance, presenting international knowledge of traditional large-scale industry and financial expertise. We hold proven track record of managing relationships with global credit insurers, reinsurers, and brokers, delivering tailored solutions addressing your business needs. We present a unique approach, offering a variety of products, structures and solutions provided by the leading carriers around the globe, allowing us to tailor a unique proposition to each customer. Trust and transparency are our core values, enabling us to develop long-standing relationships with our clients and business partners, providing high level of service and customer satisfaction. As well as being the broker of choice for our clients, our business partners also value the professionalism and breadth of experience we bring to each transaction.

1 to 10 staff

Amit Arbel Insurance Agency

201 to 500 staff

Kidma

קידמה י.נ. סוכנות לביטוח, נוסדה בשנת 1988 ומאז ועד היום, פועלת בתחומי הביטוח, הפנסיה והפיננסים. הסוכנות עובדת עם לקוחות מהמגזר הפרטי ומארגונים מגוונים במשק.

51 to 200 staff

Ksharim Insurance Agency Ltd

Ksharim Insurance Agency is an insurance agency that chooses to give its customers full attention in choosing the most suitable products from the variety of products available on the market in a professional and uncompromising manner. Transparency and professionalism We at the insurance agency believe that transparency, professionalism and personal treatment are basic fundamental values and based on that we build long-term relationships.

11 to 50 staff

Gabay Insurance Agency Ltd

גבאי הסדרים פנסיונים, ביטוח ופיננסים מתמחה במתן פתרונות פיננסים וביטוחים מתקדמים. הניסיון המצטבר, החוכמה הארגונית ושילוב חשיבה יצירתית יחד עם היכרות מעמיקה של שוק הביטוח על כול מרכיביו, מאפשרים לנו לספק פתרונות בהתאמה מלאה לצרכיו הייחודיים של כל לקוח. הסוכנות הוקמה ע"י איש העסקים עזרא גבאי, הנמנה על צמרת ענף הביטוח בישראל ומשמש, בין השאר, כנשיא מועדון מנורת הזהב. גבאי נמצאת בבעלות פרטית מלאה ואיננה נשלטת על ידי גורם ביטוחי, עובדה המאפשרת לפעול באובייקטיביות מלאה ולספק פתרונות ביטוח מתוך סל רחב של אפשרויות בהתאם לצרכי הלקוח.

51 to 200 staff

Homiday

Homiday is redefining family travel by offering an innovative community-based one-stop-shop platform for an easy, safe, and affordable home exchange.

1 to 10 staff