Jason Carr

Background

About Jason Carr

Seasoned and results-oriented Senior Credit Underwriter and Portfolio Manager with over 18 years of experience in evaluating and managing credit risk for large, complex, and specialized commercial clients. Skilled in conducting detailed financial statement analysis, industry research, collateral valuation, and cash flow assessment to determine debt repayment capacity and overall creditworthiness. Expert in underwriting new credit requests and structuring material modifications from initial deal screening through approval and ongoing portfolio management. Proactively oversees portfolio health through Continuous Credit Monitoring (CCM), enabling early identification of emerging risks, accurate risk rating assignments, and implementation of risk mitigation strategies to minimize potential losses. Leadership • Appraisals • Budget Development • Business Intelligence • Capital Expenditure Management • Cash Flow Analysis • Client Advocacy • Cost Reduction • Credit Analysis • Commercial Credit Underwriting • Continuous Credit Monitoring • Covenant Monitoring Program • Credit Policy Compliance • Credit Quality Assessment • Credit Surveillance • Cross-functional Team Leadership • Data Visualization • Documentation • Due • Entity Valuation • Excellent Verbal & Written Communication Skills • Financial Decision Support • Financial Planning & Analysis • Variance Reporting Financial Reporting • Managerial Reporting • Financial Modeling • Financial Statement Analysis • Forecasting • Industry Assessments • KPI Dashboards • Loan Compliance • Variance ReportingLoan Management • Month End Closing • Portfolio Management • Problem Loan Management • Regulatory Compliance • Relationship Management • Risk Analysis Monitoring • Risk Rating • Specialty Underwriting • Strategic Plan Adherence Monitoring Microsoft Office: Word • Advanced Excel (VLOOKUP/PivotTables) • PowerPoint • Outlook