Joseph Richards

Background

About Joseph Richards

Financial Professional | Entrepreneur | Music Director | Minister With over 30 years of experience as a musician and music director, 20+ years as a business owner in the cleaning industry, and 3 years as a licensed financial professional, I bring a lifetime of leadership, service, and purpose into every space I operate in. I currently serve as a Service Employee at AC Transit and a Financial Professional with Experior Financial Group, where I help families and professionals secure their futures through tailored financial strategies—focusing on life insurance, retirement planning, and wealth-building solutions. As a Christian minister and longtime keyboardist, drummer, and organist, I’ve led worship, directed music ministries, and mentored others in both faith and creativity. Whether in ministry, music, business, or finance—my approach is rooted in service, excellence, and empowerment. Experience Highlights: • Licensed Financial Professional | Life Insurance & Retirement Strategies • Business Owner | Cleaning & Facility Services • Music Director | Church Leadership & Worship Planning • Minister | Faith-Based Leadership & Community Outreach • AC Transit | Service & Operations Support I believe every gift, skill, and opportunity should be used to uplift others—financially, spiritually, and practically. Let’s connect and explore how I can support your goals.