Lynn Goss

Background

About Lynn Goss

Divorce is already emotional—your home and mortgage decisions shouldn’t make it harder. I’m a Certified Divorce Lending Professional (CDLP®) and the Founder of Split‑Wise Mortgage Planning, where I specialize in divorce mortgage strategy for high-net-worth seniors navigating complex real estate, equity, and income decisions. At this stage in life, a mistake with the mortgage isn’t just inconvenient—it can disrupt retirement, housing stability, or financial independence. That’s why I work alongside family law attorneys, mediators, and CDFAs to ensure property decisions are both compliant and strategic. Through Split‑Wise, I provide: Divorce Planning & Consulting I work directly with divorcing homeowners and their professional team to evaluate real estate options, assess mortgage eligibility, and protect long-term housing stability. My work includes equity analysis, affordability scenarios, and pre-settlement mortgage strategy—designed to prevent post-decree surprises. High‑Net‑Worth Senior Divorce Strategy I specialize in helping older divorcing clients navigate mortgage decisions in the context of retirement income, trust assets, and legacy planning. Whether the goal is to age in place or create new financial flexibility, I align housing strategy with estate and financial objectives. Professional Collaboration with Attorneys, CDFA's, Mediators, and Divorce Coaches. I serve as a behind-the-scenes planning partner—reviewing settlement proposals, surfacing real property red flags, and ensuring that mortgage terms and timelines align with the legal and financial strategy. My work supports stronger client outcomes and helps protect the professionals involved from post-decree complications. Reverse Mortgage Solutions in Divorce I offer structured reverse mortgage planning to create liquidity for buyouts, preserve equity, or support solo housing needs—without adding monthly debt obligations or disrupting retirement assets. Speaking & CLE Education I deliver practical, case-based training to attorneys and financial professionals on mortgage strategy in divorce—especially in senior and complex equity cases. My mission is simple: bridge the gap between settlement and stability. Whether I’m consulting with a client, collaborating with a legal team, or training professionals, I bring clarity to an often-overlooked—but critical—piece of the divorce puzzle. Let’s connect if you're a professional looking to better serve your clients, or a homeowner needing a trusted advocate during divorce. https://meetings.hubspot.com/lynn-goss