Nicole Offerman

Background

About Nicole Offerman

With over 15 years of experience in the retirement plan marketplace, I have an in depth understanding of the concerns employers face meeting their fiduciary obligations with ongoing changes in regulations. Every day there are new court cases in the media, where employers are being held personally liable for the investment selection and operations of their retirement plan. We help employers who are unsure about what procedures they have in place to protect themselves and their employees. Effective retirement plans can have a significant impact on hiring and retaining key employees. At RTD, we partner with employers and their plan recordkeepers, to educate employees on the benefits of the plan and empower them to set goals to attain financial independence in retirement. We take a holistic view and not only educate participants on saving for retirement but also discussing budgeting, debt consolidation and a variety of other topics comprising a financial life plan. As an Accredited Investment Fiduciary (AIF®), I have the training and education to implement policies and procedures to assist employers in meeting fiduciary standards and establishing processes and procedures to increase efficiencies for them and their Human Resource team. In addition, RTD has been certified by the Centre for Fiduciary Excellence (CEFEX) as an advisory firm who adheres to the Global Fiduciary Standard of Excellence for 9 consecutive years! Each year we go through a voluntary audit of our processes, procedures, client deliverables and much more to maximize professionalism and stay up to date on best practices. The CEFEX audit fosters a culture of continuous improvements to ensure long standing relationships with our clients.