Timothy Gray

Background

About Timothy Gray

I have been in the mortgage industry in California since 2001. I enjoy helping folks achieve their real estate goals through high-quality service and smart loan program strategies. For me, it’s not just about “the transaction”. I see the impact home ownership has on people’s lives, and I’m happy to be a contributor to that impact.A home is usually one’s largest wealth asset, but over the years, that wealth may be trapped and unusable. Some people don’t want to get a traditional home equity loan because they would have additional monthly payments. This is not the case with a Home Equity Conversion Mortgage (HECM), also known as a reverse mortgage.These days with the volatility in the market, many seniors are faced with dwindling portfolios or, because of inflation, need to take more from their portfolios just to live. I understand that you, as a financial advisor, have worked hard to help your clients build their retirement. Many of your peers are embracing reverse mortgages as an additional resource. It is safe, viable and can provide added relief and stability for your clients while the market does its thing.Additionally, if you are a fiduciary, a reverse mortgage is a great option for the seniors you support who wish to age in place and need the financial resources locked in their home’s equity to do so. Let’s discuss how we can partner together. I can be a valuable resource for you and your clients. I work by referrals, and people have always come back to me, referring their loved ones because of the confidence I’ve earned with them. I promise to take great care of your referrals by following up with them quickly, closing their new loans efficiently, and always keeping everyone updated throughout the process.Contact me here on LinkedIn or contact me at (619)807-5854 or tim@INSISTonTIM.com, and let’s help folks retire better together.